Learn About the Various Discover Card Credit Card Options Available in 2016 With Reviews
In this article we will discuss the various credit card options available from Discover card, and the many benefits that these cards have.
The absence of an annual membership fee is the most important feature of Discover credit cards. However, Discover Card also offers attractive sign-up bonuses, such as 0% introductory rates and relatively lower fees.
The Discover it card makes it on our list of best credit cards, because there are less commissions with no fees and it offers great introductory rates. The discover It Card is a credit card that provides cash back with no annual fee, no quota limit, no foreign transaction fees, and no payments by phone.
The Discover It Card offers a 0% APR on balance transfers for 18 months after signing up for the credit card, followed by the purchase variable APR, which can range anywhere from 10.99%, 22.99%. So we can see that this card is definitely a great card for anyone looking for the perfect credit card.
Discover It Provides Cash Back Bonuses
In addition, there is 0% APR on purchases for the first six months of owning the card, followed by the standard variable purchase APR. The Discover it card also provides 5% cashback on rotating categories on a quarterly basis.
The Discover It Card Is a Great Credit Card Option
Similar to other top cashback cards with no fees, cardholders must sign each quarter to qualify. A disadvantage of the card is the absence of a welcome bonus. However, considering all the benefits of the card, and the absence of several common tariffs, the Discover It Card is definitely still a great option.
The Discover More Student Card is a credit card that can help students build their credit; It has a rewards program and a very low APR. Here are some of the main features of the Discover More Student Card:
- No annual fee
- You earn 5% cashback on most purchases
- You can earn 1% cash back on other purchases if you spend at least $3,000 a year.
- There are no limits on the amount of prizes you can win.
- You can redeem your rewards in cash increments of $20.
- You can double your cash prizes to 2% by exchanging your rewards for gift certificates
The APR of this card is about 1% less than most other credit cards. The card has a great rewards program with which you can earn up to 5% with cash on certain purchases. The card gives you the option to customize it with 10 different designs to choose from.
Using the Discover Card Website
The card is very easy to use since from its website, it provides access to your account and you can easily pay your bills online. You can also receive email reminders to pay on time. Through the Discover Card website, the user can shop in selected stores and receive a 5-20% Cashback Bonus online.
The Discover Gas & Restaurant Card
This card is nice because it allows you to get the most cashback when you make purchases at either gas stations or restaurants. The cashback bonuses can range from anywhere to 1% to 5% so this is definitely a good option for those that eat out frequently.
discover it credit card designs
The Discover credit card made its world debut in 1985 when it was introduced by Sears. It quickly developed popularity in the competitive world of credit cards because it offered a cash back rewards that offered as much as one percent back on certain purchases, it had no annual fees, was the only card accepted by the United States Customs Service which meant it could be used to pay customs duty. In 1997 Discover credit card became a part of the Morley Stanwood empire when the Dean Witter discover group merged with Morley Stanwood.
When an applicant files an online application for a Discover credit card they will be given an option of three card designs to choose from. They could pick the simple silver card with the Discover card logo, the American flag design, or the clear blue design.
For Businesses there is the Discover Business Card. This card gives businesses the opportunity
to earn five percent cash back purchase bonuses when they use the card to buy office supplies,
two percent when they use the card to purchase gas, and a one percent bonus on all other purchases.
In addition the ever popular platinum card Discover offers a gas card, a student card, and the miles card.
They also have prepaid gift cards available that can be purchased for any denomination for any amount
between $20.00-$500.00. With each purchase of a Party Balloon card Discover card will make a
five percent donation to the Make a Wish Foundation.
Discover Possibilities With Your Discover Credit Card
You want that shiny silver laptop badly. In fact, you’d happily give a finger just to be able to make
your reports on that laptop. So, what keeps you from strolling into the shop and walking away with
the laptop of your dreams? It’s money, or the lack thereof. Do not lose hope, however. Penniless
does not mean hopeless, not when a Discover credit card application is only one mouse click away.
But wait, do you have one already? Discover credit card applications often miraculously
appear in your mailbox. Sometimes, it almost seems as if Discover personnel have radar
to track those who want to buy laptops and shoes. If they somehow missed you, however,
you can always head out to your nearest bank to fill out a form. That way, you’ll have a friendly
banker helping you fill out those blanks and tick on those boxes.
If you can’t be bothered to make a trip downtown, however, simply go online. All you have to do is
fill out an online form. Your Discover credit card application can be processed straight away.
Discover credit card application is no different from other financial transactions. You will always
be asked to present documents. So, along with your Discover credit card application, be prepared
to present pay stubs, income tax returns, bank statements, or any proof of income. It’s also
possible that you’ll be asked to present billing statements.
It’s easy to get a Discover credit card. All that stands between you and that laptop is a
Discover credit card application.
The first thing you need to do to get your Discover credit card application adventure rolling is
to choose the right Discover credit card for you. Discover offers a variety of credit cards for all
personalities, from the businessman starting a company to a regular employee with a promising
career that’s about to take off, or even a student struggling with student loans. Take the time to study your options.
Choosing a Discover plastic is like most beautiful love stories. You’ll know you’ve found your match when you see it.
Once you’ve found the Discover credit card of your dreams, grab a pen and start filling out that
Discover credit card application form!
Discover credit cards also provide excellent customer service, so you know you will always be taken care of.
These are only some of the reasons many people are hurriedly filling out their Discover credit card applications.