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Your credit score is the most important three-digit number in your life. Raising your credit score Improving your credit can lead to savings of hundreds of thousands of dollars over the life of a mortgage. In addition, a higher credit score better credit profile can help you with credit card rates, auto loans, and help you get that job you wanted.

Sometimes, though, life can get a little out of hand and you may fall behind in bills, run up a lot of debt or make other mistakes that can ruin your credit score. A bad credit report will raise your interest rates and make it even more difficult to catch up. That is where we come in.

We offer credit and financial consulting and work to raise your credit score improve your overall credit profile, so you can recover and save thousands to hundreds of thousands on your mortgage, credit cards and more.

How We Raise Credit Scores Help to Improve Your Credit Profile

We attack your credit from multiple angles.

First, we work with you on devising an action plan for things you can do to maximize your improve your credit score credit profile, simple adjustments to the way accounts are being reported can have a massive impact on your overall credit grade, and profile. We educate you every step of the way so you know how you can continue to manage your credit long after your time with us.

Next, we raise your credit score work together to review your credit line by line to identify and items that are potentially reporting incorrectly, items that are outdated, unverifiable, misleading, or questionable. We assist in the correspondence needed to interact with the major credit bureaus and your creditors to remove or correct these questionable negative items from your credit report. On average, we are able to remove 70 percent of negative items from your credit report thereby increasing your score.

During this entire process, you are able to login to your file 24/7 to view recent activity, messages from our staff, and to see what negative items have been removed from your report. The most important part is that everything we do to raise your score is 100% legal and governed under the Credit Repair Organizations Act.

Our clients have the opportunity to save hundreds of thousands on their mortgage, credit card bills or even their car insurance. Call us at (623) 764-0331 for a free consultation. you have nothing to lose!

Call 1(623) 764-0331 for a free credit repair consultation and credit reports.

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We work with credit bureaus and creditors to resolve issues with your credit reports. Make sure your credit report is the best it can be.

With our mobile-friendly website you can join the tens of thousands of consumers that have relied on Ovation to resolve credit reporting discrepancies since 2004.

Ovation offers more — Corrections, Education and Optimization. Our formula is proven and our commitment to our clients is unquestionable.

of all credit reports contain errors serious enough to result in the denial of credit.

of credit reports contain mistakes of some kind.

of credit reports contain information that is long outdated, belongs to a stranger, or is otherwise incorrect.

of credit reports contain credit accounts that have been closed by the consumer but are reported incorrectly.

Ovation makes credit repair fast, easy and effective

We are here to help you achieve your optimal credit profile. We work with creditors to resolve items that should be removed, updated, or re-characterized. At Ovation we've effectively disputed every kind of problem a credit report can have and we're waiting to help you now.

Choose from one of our two customized program options: Essentials and Essentials Plus.

We provide your TransUnion and Equifax and guide you through obtaining your Experian report.

We discuss the report with you and dispute your questionable credit reports items.

You relax and watch the results as your credit is improved one step at a time.

Your Credit Report: Prepare for a Mortgage Application
Protect Your Credit from Other People’s Credit Problems

The Essentials Program includes everything that you need for most standard credit report repair issues, and allows you to dispute each item on your credit report that you feel is inaccurate, misleading, or unverifiable in any way. Read More.

  • Professional Credit Analyst
  • Unlimited Bureau Disputes
  • Personal Case Advisor
  • Online Dispute Management
  • Financial Management Tools

The Essentials Plus program is designed for more complex credit repair issues. It packs all the punch of the Essentials program but adds several other cutting-edge components to create a multi-tiered approach, giving you best possible results. Read More.

  • Everything in The Essentials
  • Unlimited Validation Letters
  • Unlimited Goodwill Letters
  • Recommendation Letter
  • 24/7 TransUnion Credit Monitoring

©2004-2017 Ovation Credit Services, Inc. All rights reserved. No part of this site may be copied, distributed or reproduced without prior written permission. The services of Ovation and its affiliates may not be available in all states. Ovation Credit Services, Inc. assists consumers with credit reports that are inaccurate, misleading, unverifiable, untimely, incomplete or that otherwise contain incorrect information. All testimonials are from actual clients. Individual results may vary. Policies and Terms last updated on 02/01/2014.

The Most Complete Credit Repair Services Available

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they receive great service at a reasonable price.”

“pleased with My Credit Group would be an understatement…”

“My Credit Group has been a key factor in allowing me to offer the highest quality service to my clients regarding their credit repair.”

Philip Chavez | First American Lending

No two credit reports are alike. Your goals, circumstances and finances are unique to you. So building a credit repair plan tailored to your situation is a must when it comes to getting the best possible results.

“My Credit Group is the only credit repair agency I know of that customizes their approach to each individual client”

Clark Nelson | Owner Peninsula Capital

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While other credit repair services only offer credit bureau disputes, we’ll go to the collection agencies, your original creditors and the credit bureaus to correct or remove inaccurate information from your credit report, giving you the best possible chances of improvement. We can address anything and everything hurting your score:

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