Elite travel reviews

Capital One Aspire Travel World Elite MasterCard Review

The Capital One Aspire Travel World Elite MasterCard offers arguably the best value for everyday travellers. The flagship credit card from Capital One has beenВ one of the top travel rewards cards in Canada for many years, and a recent facelift made it even better.

I’ve been using the Aspire Travel World Elite MasterCard for several years now and this latest update – which removed the tiered redemption structure and made it incredibly simple to redeem miles – further cemented its claim as the go-to rewards credit card for all of my spending, includingВ when I travel.

Elite travel reviews

What’s so special about the Capital One Aspire Travel World Elite MasterCard? For starters, new sign-up’s get a 40,000 reward mile bonus when they spend $1,000 in the first 3 months. That’s worth $400 in travel rewards! Cardholders also get 2 reward miles for every $1 spent – regardless of spending category. That means yourВ points will continue to add up quicklyВ even after the early-spend bonus becomes a distant memory.

What about redeeming your reward miles? Most travel rewards programs are inflexible when it comes to redemptions; forcing members to book through a specific travel provider, putting up restrictions onВ when and where you can book, and then adding fuel surcharges and taxes onto your bill.

With Capital One’s Aspire Travel program you can use your card to book with any airline or hotel and then simply redeem your miles online afterwards. There are no tiers – for example if you redeem a charge for $149 it will cost you 14,900, and if you redeem a charge for $550 it will cost you 55,000.

Don’t have enough reward miles to erase that $550 travel charge? No problem! Just make a partial redemption against that charge with the miles that you have. In this case, you might only have 39,500 miles, which means you can make a partial redemption of $395 and apply against the $550 charge.

That’s why I’ve declaredВ the Capital One Aspire Travel World Elite MasterCard to be the best value for everyday travellers today and why I now funnel all of my spending onto this card to reap the juicy rewards.

Capital One Aspire Travel World Elite MasterCard benefits

Here’s what this best in class travel rewards credit card has to offer:

• Early-spend bonus: 40,000 points = $400 in travel rewards once you spend $1,000 within the first 3 months

• Earn rate: 2 reward miles for every $1 spent = 2% back in travel rewards

• Booking travel: Book your own trip – including the hotel, airline or rental car of your choice

• Points redemption: Redeem your miles to cover any travel expenses with no minimum requirements. 100 points = $1 in travel.

• Partial redemption: Redeem on a portion of a transaction – for example, redeem half of an overseas flight.

• Annual fee: $150

• Interest rate: 19.8% interest on card purchases

• Additional card fee: $0 additional card fee

• Insurance: 22-day travel emergency medical coverage, trip cancellation, trip Interruption, flight delay, baggage loss, baggage delay, purchase assurance, extended warranty, and car rental

• Eligibility: $70,000 personal annual income OR $120,000 annual household income

How much can you earn with the Capital One Aspire Travel World Elite MasterCard?

• Spend $2,000 on your card each month

• Earn $480 in travel rewards each year

• Add $400 travel rewards early-spend bonus in the first year

• = $880 travel rewards this year

Many of the top travel rewards credit cards offer a generous sign-up bonus but the everyday value of the program, combined with the hassle and difficulty of redeeming points, fails to live up toВ the early hype.

With the Capital One Aspire Travel World Elite MasterCard, you get the best of both worlds. A generous early-spend bonus, plus a healthy 2% earn rate on everyday spending that keeps points accruing quickly. The best part is how easy it is to redeem points. After all, there’s not much point to earning reward miles if you can’t use them when, where, and how you want to.


elite travel reviews

Elite travel reviewsEarlier this year the Capital OneВ® Aspire Travelв„ў World Elite MastercardВ® went through some changes that made the card lose its title as Rewards Canada's Top Travel Points Credit Card with an annual fee. The good news is those changes weren't long lived and the card has gone through a rebirth that once again makes it one the very best cards in Canada! The new version of the card has a much larger sign up bonus, does away with the tiered redemption rate but does also see an increased annual fee.

The latest iteration of the Capital One® Aspire Travel™ Elite World Mastercard® is flat out a great travel rewards credit card. The card features a great earning ratio and provides the ability to book reward travel when, where and with whomever you like. Not to mention the insurance and benefit package that comes at a cost equal to or lower then other high end credit cards in Canada is a big selling point. Add to that, features like no fees for adding authorized users, and you can see why card is going to challenge for top spot in the Travel Points Credit Card with Annual Fee category. For those who do not need all the features and benefits of this card, Capital One® also offers the Capital One® Aspire Travel™ Platinum Mastercard®, which is a no fee travel card and has the same interest rate as the World Elite Mastercard.

The Capital One® Aspire Travel™ World Elite Mastercard® comes with a slightly higher than industry standard $150 primary card annual fee but it also includes supplementary cards for free which actually makes it cheaper to own than some of its competitiors. The card offers a 40,000 point welcome bonus when you spend $1,000 on net purchases in the first 3 months after account opening – a value of $400 in travel. The interest rate on the card is 19.8% placing it slightly lower than its competitors.

The Capital One® Aspire Travel™ World Elite Mastercard® earns 2 reward miles for every $1 – on all purchases. This earning ratio puts the card ahead of most and on par to several other leading travel point credit cards.

On the redemption side, the miles earned with the Capital One® Aspire Travel™ World Elite Mastercard® can be redeemed for any travel that is booked with any provider. Simply put, you book the travel where you want and charge it to your Aspire Travel™ World Elite Mastercard®, then call up Capital One® or go online to redeem your miles against that travel charge. This is the same feature found on several other cards in Canada like the TD Visas, Diners Club Mastercard and American Express Membership Rewards. And with the elimination of the tiered redemption schedule the card provides a straight 2% return on your spending when you redeem for travel. The newest changes also see the card lose the requirement of having all the points needed to pay for a charge. What this means now is that if you have $150 of points you can redeem them for a $150 credit towards a travel charge that can be even higher than that. The card is taking note of some of its best competitors on the redemption side and has now matched or bettered them.

Features and Benefits

As stated above the Capital One® Aspire Travel™ World Elite Mastercard® comes with an insurance package that competes with all the other high end cards. The card features your standard travel accident, baggage and car rental insurance that are found on almost all fee based rewards cards but it also includes some that are only found on a few select cards. These include, Trip cancellation which is only offered as a standard feature on four other travel rewards cards and Travel Medical insurance which only comes standard on about 50% of the cards in the market.

What is good about this card

This card has many great attributes, the sign up bonus of 40,000 miles when you spend $1,000 on net purchases in the first 3 months after account opening – a value of $400 in travel, the earning ratio of 2 Miles per dollar, no fee to add an authorized user and the whole host of insurance including trip cancellation.

What is not so good about this card

I can only think of one potential downfall to this card, both of which may not even come into play for many people. The first is that this card offers no business class lounge access or at least a free membership into the Priority Pass lounge access program like some of the other high end cards.

The Capital One® Aspire Travel™ World Elite Mastercard® is ready to set the standard once again in Canada for travel point credit cards. With its big bonus, relative low cost, good earning ratio, benefit package and ability to book travel anywhere, we would have to rate this card as above average in the high end credit card market. Overall Rewards Canada is super excited to see this card return to its status as a leader rather than a follower.

Other cards to consider if you are looking at this card:

“The interest rates, fees, rewards details, benefits and other details of the Capital One product(s) described in the article may have changed since the time of publication. Please consult the product information pages on the Capital One website for accurate product details. In the event of any conflict between the product details in this article and the Capital One website, the details on the Capital One website shall prevail.”


Experience our inherent drive to be the best in the industry and our commitment to personalized service.

  • Personalized consulting
  • Flexible hours
  • Your travel advocates
  • Competitive prices
  • Travel advice/ recommendations

Speak to one of our many experienced personal vacation planners and start planning your travels today.

Elite travel reviews

There's no better gift than that of a new destination, vacation retreat or cultural experience.

"To travel, to experience and learn: that is to live." - Nepalese mountaineer, Tenzing Norgay

Travel vouchers are available for any amount and can be used for any service or travel booking we offer. Contact our Travel Specialists to help you discover our many vacation and travel options. Our vouchers are flexible, easy to use and can be customized for any occasion. The possibilities are endless!

  • Employee Awards
  • Birthdays
  • Anniversaries
  • Weddings
  • Graduations
  • and more!

Call or email us today and give a gift they will never forget. a wondrous gift of travel.

We value your privacy. As such, we understand that making purchases online involves trust on your part. We take that trust seriously and make it our highest priority to ensure that your personal information is held in the strictest confidence.

  • Our agency retains only that information which you voluntarily give to us.
  • We use your personal information only for the purpose of responding to and processing your travel request.
  • We will only share your personal information with authorized suppliers that perform specific functions on our behalf as required by you.
  • We will not ever sell your personal information to any third party.
  • We provide you with the choice and the control over the collection and use of your personal information. You may update, correct or remove your personal information at any time.
  • We make this Privacy Policy available to you on our home page and at every point where personal information is being requested.
  • And, to provide you with the best available quality service; your call may be recorded.

This notice applies to all information collected or submitted on this website. On some pages, you can purchase travel, make travel requests, and register to receive marketing specials. The types of personal information collected on these pages are:

On some pages, you can submit information about other people. For example, if you would like to refer a friend to our agency, you will need to submit that individual's address. In this circumstance, the types of personal information collected are:

We collect personal information in the form of a profile when a reservation is made. In addition to personal information, we may also collect personal preferences such as seat requests, special meal requests, frequent flyer programs and membership numbers.

If you are purchasing travel for someone other than yourself or for someone who is accompanying you on travel purchased through us, we may collect personal information about that individual also. Please obtain the consent of other individuals prior to providing us with their personal information.

We use the information you provide about yourself when placing a travel reservation only to complete your request. We do not share this information with outside parties except to the extent necessary to complete that order.

We use the information you provide about someone else when placing an order only to confirm a reservation and to confirm delivery. We do not share this information with outside parties except to the extent necessary to complete your travel request.

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

You can register with our website if you would like to receive our marketing specials as well as updates on new products and services. Information you submit on our website will not be used for this purpose unless you fill out the registration form. You can unsubscribe from this service by either sending an email with "unsubscribe" in the subject line through our Contact Us page that includes your associated email address and street address or by following the instructions on the email you receive.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

When you visit our site, we may place a "cookie" on your personal computer. A cookie is a small data file that is transmitted between computers to help us recognize you when you return to our website. Any information stored in the cookie is encrypted, so no one can view the data it contains through unauthorized access to your computer. Most Internet browsers automatically accept cookies. You can, however, instruct your browser to stop accepting cookies or to prompt you before accepting a cookie from any site you may visit.

We may also have third-party advertisers on our site. The third-party advertisers are required to perform a rigorous approval process to ensure a secure site structure. No personal information about you is shared unless you give us permission to do so. Third-party advertiser may use anonymous information about your visits to their site in order to provide advertisements about travel-related goods and services in which you may be interested.

How you can access or change your personal information

You can access all your personally identifiable information that we collect online and maintain by reviewing My Profile information. We use this procedure to better safeguard your information. You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

Any minor - under the age of 18 - is not eligible to register for or use the services of this website. We encourage parents to play a central role in their child's online activities and should monitor the sites visited to ensure the child's privacy is being protected.

This Privacy Policy was produced and posted on September 29, 2003. We reserve the right to modify or amend this Privacy Policy at any time and for any reason. If changes are of a material nature, we will prominently display those changes prior to implementing the change.

Should you have other questions or concerns about these privacy policies, please contact us.


elite travel reviews

An account confirmation email has been sent to

Please click the link in your confirmation email to track or modify your orders. To resend the confirmation email, click here.

You are logged in as

You might have signed up with another email account.
  • Login / Register
  • Wholesaler / [[currentUser.purchasingChannel.name | lowercase]] / wholesale (pending) / &#&660;
    • Login / Register
    • in credit
    • Orders
    • Settings
    • Logout

You are logged in as

You are logged in as

You are logged in as

You are logged in as

  • Login / Register
  • Wholesaler / [[currentUser.purchasingChannel.name | lowercase]] / wholesale (pending) / &#&660;
    • Login / Register
    • in credit
    • Orders
    • Settings
    • Logout

At the heart of Travelpro® is a man who knew more about travel than most anyone in the world.

When you choose Travelpro®, you know you’re getting a bag that is ready to handle anything you want to put it through.

Like this post? Please share to your friends: