How many sam’s club cards per membership

how many sam's club cards per membership

company_name = Sam's Club

company_type = Subsidiary of Wal-Mart

industry = Retail (Warehouse Club)

location = Bentonville, Arkansas

slogan = In Business For Your Small Business

products = Produce, meat, seafood, fresh baked goods, flowers, clothing, books, software, home electronics, clothing jewelry, art, optical and furniture

Sam's Club is an American chain of membership-only retail warehouse club s. Founded in 1983, it is owned and operated by Wal-Mart Stores, Inc., and is named for Wal-Mart founder Sam Walton . As of 2008, the Sam's Club chain operates in 48 of the 50 U.S. States, and serves more than 47 million U.S. members. Sam's Club ranks second in sales volume among warehouse clubs behind Costco Wholesale , despite the fact that Sam's has more retail locations. [ [http://www.hoovers.com/costco-wholesale/--ID__17060--/free-co-factsheet.xhtml Costco Wholesale - Company Overview - Hoover's ] ]

As of January 31, 2008, Sam's Club operated 713 membership warehouse clubs in 48 U.S. states (Oregon and Vermont are the only states without a Sam’s Club presence), as well as four other territories. Locations typically range in size from 70,000 – 190,000 square feet, with an average club size of approximately 132,000 square feet. [http://www.fdreports.com/samsclub.pdf F&D Reports-Customer & Market Insights ] ]

The first Sam's Club opened in April 1983 in Midwest City, Oklahoma in the United States . [ [http://www.walmartstores.com/GlobalWMStoresWeb/navigate.do?catg=306 Wal-Mart Stores—Sam's Club ] ] Sam's Club is named after Sam Walton . To purchase items from Sam's Club, one must purchase a membership. Many Sam's Club customers are small businesses that wish to offer customers a limited selection of food without the expense of having it delivered. In 1993, Wal-Mart acquired PACE Membership Warehouse from Kmart and converted many (but not all) PACE locations into Sam's Clubs.

The latest flagship store opening as of September 13 , 2007 was in Fayetteville, Arkansas . It is the second largest Sam's Club store; its largest is located in Utica, Michigan , with over convert|145000|sqft|m2|abbr=on. of retail space.

After Costco's announcement on its change of return policy for consumer electronics (now within 90 days) beginning on February 26 , 2007 , Sam's Club finds itself now to be tied with Nordstrom for having best, most liberal return/refund policy in the retail business. Fact|date=March 2007

In 2006, Wal-Mart acquired The Central American Retail Holding Company (CARHO), which operates ClubCo stores, similar in concept to Sam's Club, although with a smaller footprint.

In September 24, 2006, Sam's Club received a new logo. The new logo has an updated serif font and features a green and blue diamond inside the big blue diamond, found above the word 'Sam's'.

Sam's Club's previous slogan was "We Are In Business For Small Business" until 2006, Sam's Club had no slogan after the redesign of the new logo. The decision to remove the slogan comes as Sam's Club attempts to remove itself from serving just small businesses and open up to more individual customers. In December, 2007. Sam's Club launched a new slogan, "Enjoy the Possibilities". Since then it became an official advertising slogan, mentioned in TV & Radio Ads, but it is not mentioned on its website. Until early January, 2008 the "Enjoy the Possibilities" slogan was no longer in use.

Starting in April 2007 there was speculation of a possible sale or spinoff of Sam's Club from parent company Wal-Mart. [ [http://www.fool.com/investing/value/2007/05/07/spinoff-in-bentonville-revisited.aspx Spinoff in Bentonville Revisited ] ] [ [http://www.fool.com/investing/value/2007/04/17/a-spinoff-in-bentonville.aspx?vstest=search_042607_linkdefault A Spinoff in Bentonville? ] ] At Wal-Mart's 2007 annual shareholder's meeting in June, management said that Sam's Club is not for sale, although they didn't say they are not considering a spinoff. [ [http://www.dallasnews.com/sharedcontent/dws/bus/stories/060207dnbuswalmart.36d6e74.html Wal-Mart cuts expansion plans, focuses on existing stores | Dallas Morning News | News for Dallas, Texas | Dallas Business News ] ]

Like other warehouse clubs, most merchandise sold at Sam's Club is sold in bulk and directly off pallet s. Clubs are arranged much like a warehouse , with merchandise stocked in warehouse-style steel bins. There are currently over 580 Sam's Clubs in the United States . Products sold include jewelry, designer goods, sunglasses, crystal and collectibles, electronics, floral, apparel, food and meats. Most locations have Pharmacy, Tire and Battery, Photo, Bakery, Optical, Café and Floral departments. Sam's Club markets items under the private labels "Member's Mark", "Bakers & Chefs", and "Sam's Club". It does not sell the "Sam's Choice" or "Great Value" brands, which are available in Wal-Mart stores. Another notable feature in most stores is the presence of stands at which "Sam's" employees prepare various food products for customers to sample before purchasing.

Today, Sam’s Club has more than 47 million U.S. Members and operates more than 580 Clubs nationwide, as well as more than 100 international locations in Brazil, Canada, China, and Mexico. There are also stores in the U.S. commonwealth of Puerto Rico.

A typical Sam’s Club stands between 110,000 and convert|130000|sqft|m2. The Sam's Club division of Wal-Mart Stores, Inc. had total sales revenue of US$37.1 billion for fiscal year ending 31 January 2005 . Sam's primary competitor is Costco Wholesale , and many Sam's warehouses closely emulate the design and product selection found at Costco.

Sam's Club opened their first ever Business Center in Houston, Texas, in August, 2008. Converted from an existing Sam's location, the Business Center is similar in concept to Costco's Business Centers.

There is no food court, pharmacy, optical department and doctor's office, tires & batteries, clothing, jewelry, entertainment, books or seasonal department; and some other consumer-orientated departments have been shrunk. In the new space, there is new and expanded merchandise lines which appeal to business owners and managers. A large walk-in cooler and freezer is located in the back, and Sam's first ever copy, print & ship center has mailbox rentals which are available from the outside 24 hours a day. The Business Center stocks an addtional 2,500 SKU's than a typical Sam's location, focusing on having a deeper selection of specialty items businesses need.

A fleet of private trucks offers delivery service within a 25 mile radius on orders of at least $250. The trucks are capable of storing frozen, refrigerated and dry items.

The Business Center is open from 6AM - 6PM Mon-Sat, and unlike the Costco Business Centers, which are closed on Sundays, the Sam's Business Center is open 8AM - 2PM Sunday. [http://www.retailingtoday.com/uploadedFiles/RetailingTodaycom/Digital_Studio/Special_reports/2008/SpecialReport_SamsHouston.pdf]

Sam's Club stores accept Sam's Club Credit Card, Discover Card , MasterCard , debit cards, Wal-Mart/Sam's Club Shopping Cards, cash or checks [http://www.samsclub.com/shopping/navigate.do?catg=580#q1] . MasterCard is a recent addition - up until 9 November 2006 , it was not an option, because of the high processing fees. Visa Credit Cards are still not accepted, because of the high processing fees, although in the past it was accepted during testing periods. However Visa Debit Cards are accepted in most clubs. American Express is not accepted, likely because rival Costco has an exclusive acceptance agreement.

The online store accepts a Sam's Club Credit Account, Wal-Mart/Sam's Club Shopping Card, Check, Discover, Visa, MasterCard and American Express.

Membership is required to purchase at Sam's Club (except for prescription drugs where federal law prohibits sales to members only, as well as liquor and gasoline in some states); however, a one-time day pass may be obtained from many Wal-Mart newspaper ads. A 10% surcharge is added (except where forbidden by local laws) to the prices for non-members, except for optical, pharmacy, cafe, or alcohol items where available. All memberships are 100% refundable at any time for any reason, even on the date that it is to be renewed.

Renewal of memberships can be done via the internet, through the mail, in-club at the Membership Services desk, any cash register, and also at the new ATM/Membership kiosks (the latter only available in select locations).

Sam's Club memberships are divided into two categories: Business, and Advantage. [ [http://www.samsclub.com/shopping/navigate.do?catg=578#q3 Sam's Club - Membership ] ] Business memberships cost $35 per year, but are only available to local businesses and their employees. Advantage memberships cost $40 per year, and are available to everyone. Each paid membership card comes with a second free card for anyone at the same address.

Starting July 21, 2008, Sam's Club also offers college students (with a current student ID and school-issued e-mail address) a one year membership for $40; which comes with a $15 gift card upon signup. As with other memberships, every college membership includes a free add-on card. [http://www.retailingtoday.com/story.aspx?section=General&id=74315]

It is possible to shop for any item at Sam's Club without paying the membership fee. Passes are available for anyone to shop with a 10% surcharge applied to their purchase. Also, giftcards purchased at Wal-Mart may be used to gain entry and purchase any item without a membership, subject to a 10% surcharge on most items in most locations.

The Pharmacy, Optical, and Cafe departments do not require a membership to shop there. Also, alcohol can be purchased surcharge free by non-members.


Walmart vs. Sam's Club: Who Actually Has the Better Deals?

How many sam's club cards per membership

Can you save enough money at Sam's Club, compared to Walmart, to justify the $45 annual membership fee? I did the research and compared the pricing on over 100 everyday items at both retailers. The price tags were very similar on the majority of the items I examined. But interestingly, I did find 12 commonly-used products that had a fairly drastic price difference at one retailer compared to the other.

If you purchase any of these items frequently, it might make the difference in choosing a preferred retailer. Below are the products that offer the biggest savings when comparing Sam's pricing to that of Walmart's.

Sam's Club is the clear winner when it comes to over-the-counter medications. A great example is 10mg Zyrtec Allergy tablets. At Sam's you can get a 100-count package for $29.98, while you'll have to pay $34.94 at Walmart for only 70 tablets. The same holds true for Benadryl Allergy, where a 48-count box at Sam's goes for $4.89; you'll have to pay $6.48 for the same at Walmart. The price differences extend way beyond allergy medications, as well. For example, Advil tablets at Sam's cost $16.39 for a 360-count bottle, while a 300-count bottle at Walmart sells for $18.48.

If you buy alcohol on a regular basis, a Sam's membership will easily pay for itself in terms of savings. For example, Jack Daniels Whiskey sells for $0.55 an ounce at Sam's compared to $0.66 at your local Walmart. In general, this holds true for other spirits as well, including wine and beer. Note that non-members can also buy booze from Sam's Club (and other membership warehouse stores such as Costco).

If you have kids that play sports and consume Gatorade or PowerAde during games and practices, you'll want to stock up at Sam's Club and save money. For example, Sam's sells a 28-pack of 12oz Gatorades for $10.48, or $0.03 an ounce. In contrast, Walmart sells an 18-pack of the same size bottles for $8.68, or $0.04 an ounce. Over the course of a sports season, the savings is significant, especially if you're assigned a game to bring snacks and drinks for the entire team.

If breakfast cereal is eaten in your home most mornings, you'll want to stock up at Sam's Club and save. At Sam's, you can buy a two-pack of Cheerios (41 ounces in total) for $5.68, or an affordable $0.13 an ounce. Compare that with Walmart, who sells an 18oz box for $3.68, and you'll end up paying a hefty $0.20 an ounce for Cheerios. Cheerios not your thing? Not a problem, as you'll find similar savings at Sam's on favorites like Froot Loops, Frosted Flakes, Cinnamon Toast Crunch, and Raisin Bran, to name a few.

When it comes to a delicious frozen pizza, Sam's is where you'll save the most money. For example, a DiGiorno Rising Crust Pepperoni Pizza at Sam's costs $4.66 compared to $5.47 at Walmart. Also, it should be pointed out that while Sam's only offers a three-pack of pizzas, you can buy them individually at Walmart. But if you have the freezer space, buying the three-pack for an affordable $13.98 is the best way to go.

I found this price battle interesting as both Walmart and Sam's stock the Skippy Creamy Peanut Butter pack of two jars, 40 ounces each. The Sam's price is $9.18, while Walmart is over a dollar and a half more at $10.78. Sam's is also cheaper for JIF peanut butter, but the savings is not as significant as it is with Skippy for some reason.

If diapers are currently on your shopping list, you're well served buying them at Sam's. For example, a 162-count box of Pampers (size 2) at Sam's runs $33.98, or $0.21 each, while the same size at Walmart will cost you over $0.25 each. Four cents might not seem like much until you start adding up how many diapers you'll need before you can potty-train. Similar savings can be found on Huggies and Luvs as well, in all sizes.

While Sam's Club sells larger sizes than Walmart, Sam's beats them in price across the board when it comes to laundry detergent. For example, Sam's has Tide Original Liquid Detergent for $0.095 an ounce while Walmart comes in at almost $0.12 an ounce. Also, All Stainlifter detergent sells for $.071 per ounce at Walmart compared to the cheaper version at Sam's which sells for $0.06 an ounce. While the savings seems small in terms of ounces, it really adds up over the course of a year, especially if you're doing laundry for a large family.

When buying shampoo and conditioner, Sam's is clearly the place to shop. They currently sell a 40oz bottle of Pantene Pro-V shampoo for $5.88 while Walmart sells a smaller 29oz bottle for a more expensive $6.42. The same can be said for Nexxus Therappe shampoo which Sam's sells for $0.40 an ounce, compared to $0.45 at Walmart. I couldn't find a single example where Walmart had a better per unit price, compared to Sam's, on shampoo or conditioner.

I'm not sure exactly why, but you'll almost always score a better deal on hot dogs and sausages at Walmart compared to Sam's Club prices. For example, you can buy a 16-count package of Ball Park franks at Walmart for $0.37 each, while you'll have to buy a 24-count package at Sam's and pay close to $0.40 each.

When it comes to frozen fish, the prices at Walmart are an easy catch when compared to Sam's. At Walmart, wild salmon fillets in a two-pound bag sell for $9.86, which comes out to $0.31 an ounce. If you head over to Sam's, you'll find that they carry farmed Atlantic salmon, in a three-pound bag, which goes for $22.47, or $0.47 an ounce. Doing some quick math, Walmart is approximately 30% cheaper than Sam's. If salmon is not your thing, you'll find similar savings at Walmart on tilapia and even the tasty fish stick.

In particular, I'm talking about blank CDs and DVDs and Walmart is cheaper across the board. For example, the Verbatim DVD-R 100-pack sells for a low $20.40 on Walmart, compared to $22.48 at Sam's. The same can be said for blank CDs; Walmart sells the Verbatim 100-pack for $16.99, whereas Sam's has the same product for $17.97.

Sam's Club clearly won my pricing challenge by a score of nine to three, making a Sam's membership worth the $45 annual fee in many cases. This is especially true if you're accustomed to buying in bulk for a large family, because most of the packaging at Sam's is bigger in size and will last longer. That's a good problem to have, assuming you have the storage space, as it means fewer trips to the store and more money in your wallet at the end of the month.

Do you have a Sam's Club membership? If so, what items have you discovered that provide the most savings?


The Sam’s Club MasterCard: Earn Big Bucks Back for Buying in Bulk

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It seems like there’s a cash-back credit card out there for every type of shopper. For instance, there are great cards on the market for people who spend a lot on gas, dining and travel. But what if you spend a lot in all of those categories and want a card that will earn a good rewards rate across the board? The Sam’s Club MasterCard might be the right choice for you. If you shop frequently at this warehouse retailer and devote a lot of your income to gas, dining and travel purchases, this card’s unique 5-3-1 cash-back rewards program is definitely something to consider. Ready to hear more? Take a look at the details below.

Are you a Sam’s Club Discover customer? The Sam’s Club Discover card is being gradually phased out and will be replaced by the new Sam’s Club MasterCard shortly. If you have a Sam’s Club Discover card, you will receive information (if you haven’t already) about transitioning to the new card. Of course, you can always contact your card’s customer service center for more details about getting the Sam’s Club MasterCard.

  • Someone who spends a lot on gas, dining and travel
  • Someone who shops a lot at Sam’s Club and won’t mind redeeming rewards in-store (see below for details)
  • Someone who values the security of a chip-enabled card
  • Someone who wants more convenient and/or varied rewards redemption options
  • Someone who doesn’t shop at Sam’s Club
  • Someone who travels frequently

The cash-back earning structure of the Sam’s Club MasterCard is equal parts lucrative and simple. Plus, the card offers some other really good features:

  • Earn 5% cash back on purchases at gas stations in the U.S. and Puerto Rico, up to $6,000 spent per year. After you hit the $6,000 cap, you’ll earn 1% back at the pump. Sam’s Club fuel stations are eligible for the 5% rewards rate, but other warehouse club gas stations are excluded.
  • Earn 3% cash back on travel and dining purchases.
  • Earn 1% cash back on all other purchases
  • Earn up to $5,000 in cash back per year
  • Cash back is paid in the form of a check every February (checks must be cashed at Sam’s Club stores)
  • Card comes chip-enabled
  • Extended warranty coverage
  • Identity theft resolution services
  • No annual fee (Sam’s Club membership required — $45 per year for standard membership)

The Sam’s Club MasterCard, which is slated to replace the Sam’s Club Discover card, hit the scene on June 23, 2014. Since then, it has made a big splash in the media. Here’s why:

High rewards rate on diverse categories – Earning 5% cash back on gas (up to $6,000 spent at the pump per year), 3% cash back on dining and travel, and 1% cash back on other purchases is a sky-high rewards rate that’s hard to come by. Even though you’re limited to $5,000 in cash back rewards earnings per year, you’re getting an above-average return on a diverse range of spending categories.

No annual fee – Most cards that carry a rewards rate as high as that of the Sam’s Club MasterCard charge an annual fee. But the only yearly cost you’ll need to pony up with this card is your Sam’s Club membership, which amounts to $45 per year. (Sam’s Club Plus is $100.) If you spend a lot on gas, dining and travel, that $45 membership could easily end up paying for itself.

Chip-enabled – The main reason the Sam’s Club MasterCard made waves when it was first released is because it comes chip-enabled. While this is a common feature in travel credit cards, the Wall Street Journal reports that the Sam’s Club MasterCard is the first mass retail credit card in the United States to include an EMV chip in every card. This is meant to provide a more secure shopping experience, and will come in handy when all U.S. credit cards migrate to EMV technology.

Sam’s Plus members have the opportunity to earn even more

If you’re a Sam’s Plus cardholder, you’re probably already familiar with some of the benefits of this premium membership. These include early-morning access to Sam’s Club stores, optical and pharmacy discounts, and other exclusive savings.

But as of June 12, 2014, there’s another great perk to add to the list. With the Cash Rewards program, Sam’s Plus members will earn $10 for every $500 in qualifying in-store purchases. Earnings are capped at $500 per year, and you don’t have to use any special method of payment to collect them. But if you want to, you can combine your Cash Rewards with the cash back you’re racking up with your Sam’s Club MasterCard. This means that Sam’s Plus members who also have the Sam’s Club MasterCard could earn up to $5,500 in cash-back annually.

That’s a hefty reward for showing loyalty to Sam’s Club and its co-branded card!

Although the Sam’s Club MasterCard has some serious advantages, there are definitely drawbacks to consider. For example:

Inconvenient redemption options – Undoubtedly, the main downfall of the Sam’s Club MasterCard is how rewards are redeemed. Unlike most other cash-back cards, you can’t log in to your account and redeem for a statement credit or direct deposit into your bank account. With the Sam’s Club MasterCard, your cash-back is mailed to you in the form of a check. But the catch is that you can only cash this check at a Sam’s Club Store. Plus, the rewards check only comes once per year; this means that you don’t have the flexibility to redeem your rewards whenever you please.

What’s more, there are certain restrictions surrounding the redemption of your cash-back check. For instance:

  • Your account must be in good standing to cash your rewards check; this generally means that you’re not delinquent on your payments.
  • You can’t redeem rewards of less than $5.
  • You can’t redeem your rewards check if you’re not a Sam’s Club member at the time the check is issued.
  • You can’t redeem your rewards check if you cancel your Sam’s Club MasterCard account before the check is issued.
  • Rewards checks expire after 180 days of their issue date. If you don’t cash your check within this timeframe, your rewards expire.

If you can meet these requirements and don’t mind cashing your annual check in-store every year, you might not find any of this problematic. But if you’re interested in a card with more convenient and frequent redemption options, you’ll have to look elsewhere.

Cash-back earning isn’t unlimited — $5,000 is a very high cash-back earning limit, but it is a limit nonetheless. If you’re a very big spender and don’t like the idea of caps on the rewards you’re earning, another card might be a better option.

Small signup bonus – It’s typical for cash-back cards to offer new customers a $100 signup bonus for spending $500 in the first three months of opening their accounts. The Sam’s Club MasterCard provides a much smaller signup bonus of only $20, and you must spend at least $50 on SamsClub.com on the same day you’ve opened your account in order to get it. This is probably not a deal breaker, but it’s worth mentioning.

If you’re a Sam’s Club junkie and spend a lot on gas, dining and travel, the Sam’s Club MasterCard might be a no-brainer. But if you find some of the card’s drawbacks a turnoff, you may be wondering if there are similar cards on the market that would fit your needs better. Good news! The Nerds have a few suggestions:

If you want a cash-back card with convenient redemption options: Chase Freedom®

The Chase Freedom® is one of the Nerds’ favorite cash-back cards for a reason: You’ll earn 5% cash back in quarterly rotating bonus categories (up to $1,500 in combined purchases per quarter) and unlimited 1% cash back on all other purchases. Since the Chase Freedom® has historically featured gas as a 5% category for two out of four quarters per year, you’re getting an annual average cash-back rate of 3% at the pump.

Plus, it usually features restaurants as a 5% category at least once per year, which means you’re getting an annual average cash-back rate of 2% on dining out. And, of course, you’ll enjoy 5% back at other popular retailers (such as Starbucks, Lowes and Kohls in 2014) throughout the year. This is a pretty high rewards rate for a card with an annual fee of $0.

But where the Chase Freedom® really bests the Sam’s Club MasterCard is in how cash-back is redeemed. You can use the rewards you earn with the Chase Freedom® for gift cards, at Amazon, or for a statement credit or direct deposit. This provides a lot more options than the Sam’s Club MasterCard, so it’s something to consider. Finally, the Chase Freedom® also provides a decent signup bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. You might be wondering what else you could ask for in a cash-back card, but actually there’s more – see our Nerd note below.

If you want unlimited rewards on gas and dining: Wells Fargo Propel 365 American Express® Card

If you spend a lot on gas and dining and don’t like limits on the rewards you can earn, the Wells Fargo Propel 365 American Express® Card is a card worth considering. With it, you’ll earn 3 points per dollar spent on gas, 2 points per dollar spent on dining out, and 1 point per dollar spend on all other purchases. There’s no limit to the points you can earn, and each point is worth $.01 apiece. Points can be redeemed for travel, gift cards, merchandise or cash back through the Wells Fargo Rewards site, which is much more varied than the single redemption option you get with the Sam’s Club MasterCard.

The Wells Fargo Propel 365 American Express® Card’s $0 for the first year, then $45. But this brings it in line with the annual cost of the Sam’s Club MasterCard, since you have to have a Sam’s Club membership to get the card.

If you’re a jet setter who spends a lot on dining and travel: Chase Sapphire Preferred® Card

If you like to travel and don’t spend a lot on gas, the Chase Sapphire Preferred® Card is probably a better fit than the Sam’s Club MasterCard. As far as rewards go, Chase Sapphire Preferred® Card has great earning power: Every time you use the card, you’ll be getting 2 points per dollar spent on dining in restaurants and travel and 1 point per dollar spent on all other purchases. Generally, Chase Sapphire Preferred® Card points are worth one cent apiece.

However, they’re worth 25% more when redeemed for travel through Chase Ultimate Rewards, which drives the value of each point up to 1.25 cents. You can redeem credit card points for cash back, gift cards, travel through the Ultimate Rewards portal or by transferring them at a 1:1 ratio to participating frequent traveler programs.

These travel redemption options are what makes the Chase Sapphire Preferred® Card a better choice than the Sam’s Club MasterCard for globetrotters. Also, if your plans include an international trip, the Chase Sapphire Preferred® Card comes with an EMV chip and charges no foreign transaction fee. Plus, the card offers a stellar signup bonus: You’ll Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. However, it does carry an $0 for the first year, then $95.

Nerd note: If you’re looking for primo rewards on gas, dining and travel, but don’t shop at Sam’s Club enough to make the Sam’s Club MasterCard worthwhile, consider getting both the Chase Freedom® and the Chase Sapphire Preferred® Card. You can use each card wherever you’ll get the highest rewards rate, then, if you want to, transfer the rewards you’ve earned with the Chase Freedom® to your Chase Sapphire Preferred® Card account. This strategy will give you a wide variety of high-value redemption options and allow you to earn big rewards for all different types of spending.

The Sam’s Club MasterCard is ideal for people who fit a specific profile: big spenders on gas, dining and travel and loyal Sam’s Club shoppers. If you fit this description, you’ll get a lot out of the card’s rewards earning structure and won’t mind redeeming your cash back at your favorite warehouse retailer. In this case, the Sam’s Club MasterCard is definitely worth serious consideration. Otherwise, the Sam’s Club MasterCard should be on your radar, but don’t rush to apply without checking out other options. There might be something else out there that fits your spending and lifestyle just a little bit better.

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