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American Express Waives All Card Holder Fees. he had the American Express Platinum card that comes. the AMEX Blue Preferred Card and according.I actually just got the Blue Cash preferred because I was able to get.

American express blue cash amazonThis section of the Blue Cash Series review looks at definition of standalone supermarkets and department stores.Amazon has a new store credit card that offers Amazon Prime. 5% Cash Back.The Blue Cash Preferred Card from American Express is now offering.American Express has just. the Blue Cash Everyday and Blue Cash Preferred cards.Today only, Amazon is offering some great deals as part of their Amazon Prime Deal.

American Express Blue Cash:. best credit cards for Amazon pur s is the.


american express blue cash amazon

Just a simple blog by Arashu

The American Express Blue Cash Preferred is one of the BEST cash back cards on the market. I actually prefer miles over cash back, but I did pick up this card in early 2014 when I thought I would use it more at grocery stores and gas stations. This card offers an outstanding 6% cash back at grocery stores and 3% cash back at gas stations!

As a signup bonus, American Express is offering 1 year free of Amazon Prime Membership and $100 cash back. This is valued at $199 since Amazon now charges $99 for their Prime Membership Program. The annual fee is $75 and it is NOT waived the first year. So in reality you’re only getting $124 as a welcome offer. Not the best signup bonus, but you can earn some serious cash back with this card.

  • 6% cash back at grocery stores, up to $6,000 per year. This means you’re capped at earning $360 back per year ($6,000 x 6% = $360)
  • 3% cash back at US gas stations
  • 3% cash back at select US department stores
  • 1% cash back everywhere else
American express blue cash amazon When approved for the American Express Blue Cash Preferred, you’ll receive $100 statement credit + 1 year of Amazon prime for free after $1,000 in spending within the first 3 months!

When you login to your AmericanExpress.com account and look at your Amex BCP card, you’ll see a Rewards Dollars balance. It does take a couple statements for your Rewards Dollars balance to increase. American Express wants to make sure you pay your bill on time before they give you cash back.

Once your next statement generates, the balance in your Rewards Balance will increase. You can start redeeming your money as statement credits once you’ve met the minimum requirement of $25. The statement credit only take a few days to post once you’ve requested it.

American express blue cash amazon I have $18 in my Rewards Balance account. At this time I can’t request a cash back, because I have not met the $25 minimum threshold.

Per the terms of service, after you meet the spend threshold, Amex will email you a promotional code to redeem for one year of Amazon Prime at www.amazon.com/amexprimeoffer. So make sure your e-mail address is correct on the application so you receive your promotional code promptly!

If you’re already an Amazon Prime member, the promo code will still work for you! Upon renewal, American Express will pay for your upcoming year and Amazon will NOT charge you for a renewal fee.

While cash back is not something I pay attention to when signing up for a credit card, I know others are all about saving money on groceries when you have a family to feed. Don’t let the $75 annual fee set you off from applying for this card. You’ll easily earn that back if you use this card religiously for gas and groceries only.

Let’s not forget you can also buy Visa gift cards at your local grocery stores That would earn 6% cash back on gift cards!


American Express Blue Cash Preferred $250 Bonus or Blue Cash Everyday $150 Bonus

Getting a good credit card to shop for groceries can save you a lot of money each year or earn you a lot of points. American Express offers the Blue Cash Preferred credit card and the Blue Cash Everyday credit card. Right now, the AMEX Blue Cash Preferred offers a $250 sign-up bonus and the Blue Cash Everyday credit card offers a $150 sign-up bonus. What’s the difference between the two cards?

  • Earn 250 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
  • Get 6% cash back at U.S. stand-alone supermarkets, 3% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
  • The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 6% cash back; 1% thereafter
  • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required
  • $75 annual fee
  • Earn 150 Reward Dollars after you make $500 in purchases in the first three months of Cardmembership
  • Get 3% cash back at U.S. stand-alone supermarkets, 2% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
  • The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 3% cash back; 1% thereafter
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required
  • No annual fee
How to Apply for the AMEX Blue Cash Preferred/Everyday
  1. Go to CardMatch- This is the same site that the 100K AMEX Platinum Card offer (offer no longer available) was on. Many people have gotten the bonus and my points are pending for the 100k offer so I can confirm that the site is reliable.

AMEX Platinum 100K Pending Points from Creditcards.com

The Blue Cash Preferred earns 6% cash back on groceries and 3% on gasoline, while the Blue Cash Everyday earns 3% cash back on groceries and 2% on gasoline. The cash back on groceries for each card is limited to $6,000 a year, which is about $500 a month on groceries. Obviously the Blue Cash Preferred has better benefits, but is it worth the $75 annual fee?

I don’t quite spend $500 a month on groceries, but grocery stores such as Safeway sell over 300 types of gift cards. With a combination of groceries and gift cards, I can probably reach $500 a month or $6,000 a year. Maxing out the grocery benefit of the AMEX Blue Cash Preferred would equal $360 a year. With a $250 sign-up bonus, you would net $535 after the $75 annual fee. Another way to see it is 8.9% on groceries ($535/6000) the first year and 4.75% ($285/6000) cash back on groceries every year after that.

Maxing out the Blue Cash Everyday grocery benefit would be 3% * $6,000 = $180. If you add the $150 bonus, you would net $330 the first year.

In my opinion, it is worth it to get the AMEX Blue Cash Preferred Credit Card because you can get a bigger return the first year. It is also possible to downgrade the AMEX Blue Cash Preferred to the Everyday card at the end of the first year to avoid the annual fee. Also having an AMEX card qualifies you for many limited-time AMEX promotions throughout the year, such as yesterday’s AMEX Twitter $10 Free GC, Small Business Saturday (Free $25), Costco 25 off 100, and many more! The promos definitely pay off!

I will add this card to my next credit card churn using the Multiple Browser Method.


Blue Cash Preferred from American Express Review: 6% Cash Back on Groceries

American express blue cash amazon

Limited-time offer. If you apply by 5/3/17, you can earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. This is in addition to the $150 back after you spend $1,000 on all purchases within the first 3 months, for a total of $350 in sign-up incentives. Details below.

Let’s get right to it. The best feature of the Blue Cash Preferred® Card from American Express is getting 6% cash back at US stand-alone supermarkets, for up to $6,000 per year in purchases. That’s works out to an average of $500 a month. If you spend $500 a month on qualifying groceries at 6% cash back, that alone will get you $360 a year in rewards.

Other highlights including sign-up bonuses:

  • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • 6% Cash Back at US stand-alone supermarkets up to $6,000 per year in purchases (then 1%).
  • 3% Cash Back on gasoline at at US stand-alone gas stations
  • 3% Cash Back at select major US department stores
  • 1% cash back on all other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

For more information about this card and to apply online, visit CardRatings.com.

Supermarkets details. “US stand-alone supermarkets” means that superstores, convenience stores and warehouse clubs are not considered supermarkets. This means no Super Wal-Mart, no Super Target, no Costco. Examples of merchants that count (and this is not a complete list!!) are Safeway, Meijer, Vons, Whole Foods, Winn-Dixie, and online supermarkets such as FreshDirect.

Gasoline details. “US stand-alone gas stations” means that superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations. This means no Target, no Costco, no Sam’s Club. Examples of merchants that count (and this is not a complete list!!) are Exxon, Mobil, Hess, Shell, Gulf, Murphy USA, Murphy Express.

Major US Department stores details. These are the only stores that qualify:

• Century 21 Department Stores

• Saks Fifth Avenue

Annual fee. The card has a $95 annual fee, which is not waived the first year. However, spending just $31 per week at supermarkets at 6% cash back will result in over $95 Reward Dollars per year to cover the annual fee.

If you don’t like the idea of paying an annual fee, the Blue Cash Everyday Card from American Express offers 3% at U.S. supermarkets on up to $6,000 per year in purchases with no annual fee. It also has a sign-up bonus.

If you spend the max cap of $500 a month at supermarkets, at 6% back that would net you $360 cash back in a year vs. $60 at 1% cash back. Note that you can find gift cards to many popular retailers at your local supermarket these days. We usually try to max out the $6,000 annual limit. We usually spend closer to $100 a week on food groceries, or about $5,000 a year. Then the rest of the annual limit we use to buy gift cards at the end of the year for holiday presents.

There are no rotating categories, no quarterly enrollments, and no point systems to learn. Not that I would mind if they also allow me to earn more than 1%.

Intro 0% APR offer. The Blue Cash Preferred also has 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors. Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Limited-time 10% offer. To get the full $200 max from the 10% cash back on purchases at U.S. Restaurants in the first 6 months, you’d have to spend an average of $334 a month at restaurants. That might be easy or really hard, depending on your spending habits. You might also spend a lot more on restaurants than you think if you haven’t been tracking it via Mint or Personal Capital.

For more information about this card and to apply online, visit CardRatings.com.

“Disclaimer: This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program.”


The Best Grocery Rewards Card: Blue Cash Preferred® from American Express

I’m starting to think a lot more categorically about how I use my credit cards in order to max out on cash back rewards for every type of purchase I make.

After looking at my year-to-date breakdown recently, it really hit me that a full one-third of my annual expenses are from groceries. And up until then, I had only been earning 1% cash back on those purchases.

I thought I might just be able to do better than that. So I went searching for the best cash back rewards card for grocery purchases. And all of my research brought me back to the Blue Cash Preferred® Card from American Express.

As a cash back card, the Blue Cash Preferred Card is pretty outstanding.

My favorite perk is that it offers 6% cash back at US supermarkets, up to $6,000 per year in purchases. If that isn’t enough, it also offers 3% cash back at US gas stations stations and select US department stores. And it also offers 1% cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. And cash back is simple and straightforward: No rotating reward categories. No enrollment required.

The cash back rewards, on their own, make the card worth it, but there is also a promotion for new card members to get $150 back after you spend $1,000 on purchases on your new card in your first 3 months of cardmembership. You will receive $150 back in the form of a statement credit.

There is an annual fee of $95 for the card.

Is the Blue Cash Preferred Card Worth its Annual Fee? Let’s Crunch the Numbers

I used to be very against annual fees, but 6% on a category I spend so much of my budget on is very convincing. With the card’s annual fee of $75, does it pay off? Let’s crunch the numbers to find out. According to the U.S. Bureau of Labor Statistics, the average American spent $3,624 on groceries over the course of a year. A couple would average approximately twice that, or $7,248.

  • At 6% cash back on those purchases (up to $6k), a single person would theoretically get $217 cash back from grocery purchases. An average couple would theoretically get $372 back.
  • Had those purchases been made with a 1% cash back card, the result would be $36 per person with that card.
  • When you subtract the $95 annual fee, you still end up with a net cash back of $122 per person (vs. $36 with a 1% card) or $277 per couple (vs. $72 with a 1% card).

I’m willing to pay $95 to get $277 cash back vs. only $72 cash back.

If you want to compare the cards rewards to others, find out what your previous year’s grocery expenses were, multiply that by 0.06 and subtract $95 to get the net cash back on the card, to see if the Blue Preferred card outdoes your or any other card rewards for grocery purchases.

What Supermarkets Get 6% Cash Back with the Blue Cash Preferred American Express?

Your mileage may vary, but the card has given me 6% cash back at each of the grocery stores I shop at: Trader Joe’s, Whole Foods, Meijer, and Kroger.

Is it the Best Grocery Rewards card? Comparison vs. the Blue Cash Everyday® Card from American Express

How would the results of the card fare against another grocery rewards card without an annual fee? The best I’ve seen in the category is actually the sister card of this one – the Blue Cash Everyday® Card from American Express (check out my review). That card offers 3% cash back on US supermarket purchases, 2% on US gas stations & select US department stores, and 1% on other purchases – with no annual fee.

  • With the Everyday card, an average individual would get back $108 (vs. $142 for the Preferred Blue), and a couple would get back $217 (vs. $297 for the Preferred Blue).
  • Additionally, the Preferred version offers 3% cash back at select gas stations and department stores vs. 2% for the Everyday.
  • Then there’s the $100 sign-up bonus vs. $150.

If your annual grocery purchases are in line with the averages I’ve highlighted here, the Blue Cash Preferred Card from American Express will result in the most net cash back, despite the $95 annual fee.

UPDATE: My first year of using the Blue Cash Preferred resulted in $415 cash back!

Disclosure: This content is not provided or commissioned by American Express. Any opinions, analyses, reviews or evaluations provided here are mine alone, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through Advertiser affiliate programs. I am an American Express cardholder, as highlighted in this post.

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