At t access

www.att.com/accessapply – Apply for AT&T Access Low-Cost Internet

Parascopeman August 27, 2016

  • Qualified qualified households will receive low-cost internet
  • Application for internet service can be completed online

Internet access is becoming an everyday essential that is difficult for consumers to live without. In an effort to help bring the internet to low-income families AT&T has launched the Access program. The program offers low-cost internet to qualified households in three speed tiers: 10 megabits per second for $10 per month, 5 megabits per second for $5 per month, and 3 megabits per second for $5 per month. AT&T will assign the fastest of the three speeds based on availability of the service (if none of the three speeds are available in an area the applicant will not be able to participate in the program). Households that wish to apply for the program will need jump on the internet and go to the AT&T Access Apply page to get started.

How do I know if my household qualifies for AT&T Access?

  • Qualifying households must have at least one member who participates in the United States Supplemental Nutrition Assistance Program (SNAP)
  • Households who hope to participate in the program must have an address located in the 21 state service area at which AT&T offers wireline home internet service
  • Applicants must have no outstanding debt from AT&T fixed internet service within the last 6 months to complete a successful application through the AT&T Access Apply page
  • California households that have at least one member who receives Social Security Income benefits may qualify based on the same requirements that apply to SNAP applicants

Before submitting an application through the AT&T Access Apply page, potential applicants will need to verify services are available in their area by entering a street address and zip code. Once service has been confirmed applicants can click the Apply Now button to begin an application. After application approval notice has been received applicants will need to call AT&T to get started with the Access program.


AT&T Access gives low-income families Internet at $5/month

At t access

AT&T is offering discounted home Internet service through its new Access program, giving individuals experiencing financial hardship the opportunity to get home Internet for as low as $5-per-month. The service is being offered in places where AT&T home Internet is available and, says the company, it is “designed to help bridge the digital divide.” Installation and equipment fees are waived in the Access program.

AT&T is available to homes where at least one resident is getting SNAP benefits, assuming they’re located in one of the 21 states where the service provider offers home Internet. Three tiers of service will be available, with 3Mbps being offered at $5/month and 5Mbps and 10Mbps being offered at $10/month. It appears the residence will be given the fastest tier that is available at their address.

Says the company, AT&T is working with organizations and school districts to hep get the word out to families who may qualify for Access. The program will run through April 2020. Those who sign up after April 2019, though, will keep the program benefits for a year or more after signing up, even if it extends past the April 2020 deadline.

As well, users will have a data cap — from today until May 22, the data cap will be 150GB or 250GB-per-month based on service type and speed. Starting after that latter date, subscribers will get either 150GB, 300Gb, or 600GB-per-month based on their service speed. Those who go over will be charged the typical $10/50GB.


Earn ThankYou Points redeemable for great rewards with the AT&T Access Card

Get rewarded for purchases you're already making with the AT&T Access Card, a top rewards credit card from Citi. Apply for the AT&T credit card today and start earning ThankYou ® Points redeemable for gift cards, travel rewards electronics and much more.

Earn 2 Points for every $1 you spend on purchases made online at retail and travel websites. 2

Earn 2 Points for every $1 you spend on products and services purchased directly from AT&T. You earn 2X points on AT&T purchases like a new tablet or accessories for your phone. 2

Earn 1 Point for every $1 you spend on other purchases. You also earn points with this AT&T credit card for pumping gas, buying groceries or making any other purchase with your card. 2

Purchase Rate: % - % variable APR based on your creditworthiness. 1

Earn 2 Points for every $1 you spend on purchases made online at retail and travel websites. 2

Earn 2 Points for every $1 you spend on products and services purchased directly from AT&T. You earn 2X points on AT&T purchases like a new tablet or accessories for your phone. 2

Earn 1 Point for every $1 you spend on other purchases. You also earn points with this AT&T credit card for pumping gas, buying groceries or making any other purchase with your card. 2

Redeem your points for exciting rewards like gift cards, travel rewards, electronics and more.

Redeem your Points for almost anything. You can browse our huge rewards network at citi.com/att. Choose “rewards home” in the drop-down menu to view and redeem your rewards. 2

Enjoy two simple ways to redeem your points for the rewards you want.

You can either visit thankyou.com where your rewards are just a few clicks away, or you can redeem points by calling 1–8009ndash;THANKYOU (1–8009ndash;8429ndash;6596).

Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com

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Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.

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Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.

Worldwide Car Rental Insurance

Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.

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Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.

Extends the manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card.

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You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

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Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.


AT&T Access More MasterCard from Citi Review – GSM Phone Offer (Up to $650)

At t accessOur partner Citi has launched yet another new card, AT&T Access More MasterCard® from Citi. This AT&T co-branded card obviously targets a niche, but read on if you will be in the market for a new GSM phone in the next year ($650 is the full price of a new iPhone 6). As such, this card took a little extra research and analysis. Be sure to read all the details before applying, so you understand how to get everything possible out of this offer.

“Exclusive New Phone Offer” details. Yes, the offer screams “new phone”! But lots of ads say that. What kind of new phone? Does it include iPhone 6 or Samsung Galaxy S6? What strings are attached? Do I need to sign a contract?

  • You must spend $2,000 in purchases with your AT&T Access More Card within 3 months of account opening. As with other sign-up bonuses, this is the spending hurdle. The application page also says “If you buy a new phone now it will count toward the $2,000 in qualifying purchases!”. At first, I read this to mean “buy a phone and you don’t need to spend $2,000 anymore”. Nope. It’s just reminding you that if, for example, you buy a $650 phone on this card, then you’ll only need to spend another $1,350 on the card to meet the $2,000 threshold.
  • You can get any new phone on the AT&T website. Apple iPhone 6, iPhone 6 Plus, Samsung S6, Samsung S6 Edge, flip phone, whatever.
  • They’ll give you up to $650 back towards a new phone bought full price with no annual contract… At first this may seem like a negative, man I have to buy it at full price? But that’s actually a good thing when the credit is for up to $650! For example, an iPhone 6 starts at $649.99 and Samsung S6 starts at $684.99. (Taxes, shipping, fees, and wireless service not included.)
  • … which also means lower monthly bills! When you essentially bring your own device (BYOD) buy buying the phone outright, AT&T will give you lower bills in the form of $15 to $25 off each month on their Mobile Share Value plans. Also, the $40 per-line activation fee is waived when you buy the phone at full price (and is not waived for 2-year contracts). More details on this below.
  • Since you own the phone and are not on a contract, you can also unlock it for use on any carrier. You can find unlock instructions at att.com/deviceunlock. are the AT&T unlock instructions [pdf]. Postpaid customers have an active account for at least 60 days, with no past due or unpaid balance. Non-AT&T customers can request a phone unlock before activating the phone on an AT&T plan. After submitting your request, the unlock should be done within 48 hours.
  • You must buy the phone using their special link. After you buy the phone, then activate it on an AT&T monthly plans of you choice for at least 15 days. Remember, you’re not bound to a contract after that. It’s easier just to quote from their Terms and Conditions:

You must purchase an eligible phone from AT&T with your AT&T Access More Credit Card from Citi (the “Card”) using the Phone Offer Link created individually for you. This link may be accessible to you in several locations including, but not limited to, your approval screen at the time you apply, an email welcoming you to Access More Card membership (if you provide a valid email address) and through your Online Account at citi.com/att. You may redeem the Phone Offer using the link at any time after your Card account opening. Once you have made $2,000 in purchases within the first 3 months of your Card account opening, and purchased and activated your eligible phone, Citi will credit your account for the cost of the eligible phone you purchased up to $650 (exclusive of taxes, fees, shipping and wireless service) within 1 to 2 billing cycles. If you choose to purchase an eligible phone which costs more or less than $650, your credit will equal the cost of the phone or $650, whichever is less.

Side question: How does paying full price for a phone compare with the subsidized 2-year contract or the AT&T Next plan? Most people don’t pay full price for a phone. It’s a lot of money. AT&T Next is basically like agreeing to pay full price for a phone but they let you pay in monthly installments instead. So the $650 iPhone 6 would $21.67 for 30 months (multiply that out and you get $650.10.) Nothing really special there. The traditional alternative is that you get a subsidized phone but you enter a 2-year contract at a higher monthly bill. Here’s how the two options compare:

  • The phone subsidy with a 2-year contract is $450, but you have a $40 activation fee. So the $650 iPhone 6 would only cost $200, plus a $40 per-line activation fee.
  • The monthly bill subsidy with a full price phone adds up to either $360 or $640 over 2 years. With the full price phone, there is no activation fee. If your Mobile Share Value plan comes with 6GB of data or less, you get a $15 discount per month per line. $15 times 24 months = $360. If your Mobile Share Value plan comes with 10GB or more, you get a $25 discount per month per line. $25 times 24 months = $600.

So if you compare the savings between the full price plan as 2-year contract, you’re either behind by $50 over two years, or ahead by $190 over two years. So worst case you’re behind by $50 at the 2-year mark, but if you kept your full price phone and cheaper-by-$15 plan for just an extra 4 months past the contract end date, you’d be ahead again.

Ongoing card rewards program highlights. This card also has a unique rewards program using Citi ThankYou points:

  • 3 ThankYou Points for every $1 you spend on purchases made online at retail and travel websites*
  • 3 ThankYou Points for every $1 you spend on products and services purchased directly from AT&T*
  • 1 point earned for every $1 you spend on other purchases*
  • 10,000 Anniversary bonus points after you spend $10,000 in prior cardmembership year*
  • $95 annual fee.

Here are snippets from the fine print that I think are helpful:

Retail websites are websites that sell goods directly to the consumer through an online website and include department store websites, specialty store websites, warehouse store websites and boutique websites. Travel websites are websites that allow you to book travel and include online travel agencies, hotel websites and airline websites.

AT&T purchases are AT&T consumer products and/or services purchased directly from AT&T. AT&T consumer products and services must be purchased from www.att.com, www.telephones.att.com, AT&T owned stores or AT&T customer service centers. Purchases from independent wireless dealers or AT&T resellers are not eligible, unless they are for payment of AT&T service.

That means you can get 3 ThankYou points per $1 of purchases at Amazon.com, Costco.com, Apple.com, Walmart.com, Target.com, Expedia.com, and so on as well at your AT&T monthly service bill. Please see my Citi ThankYou Premier card review for details on redeeming your ThankYou points for at least $100 value per 10,000 points, but note that the special 25% bonus on travel redemption only apply if you also hold the ThankYou Premier card (you can redeem points earned from this card). Throw in the even-more special American Airlines flight awards from the Citi Prestige card and those 3X ThankYou categories start looking even better.

Bottom line. This is a niche card for folks that will soon be in the market for a new GSM phone, especially AT&T customers. (Non-AT&T customers can request a phone unlock before activating the phone on an AT&T plan, after which you’ll have an unlocked GSM phone that can be used on another GSM carrier. Afterward, you’ll still need to activate an AT&T plan for 15 days to get the credit.) If that’s you, then the sign-up bonus is very generous – up to $650 towards a full-price, no-contract AT&T GSM phone. Looking at all the scenarios above, even in the worst case you’d be behind $50 after two years vs. buying new AT&T phone via 2-year contract. There is also the $95 annual fee. That’s still a net benefit of over $500 and thus one of the top credit card sign-up bonuses currently available. The card then offers you ongoing bonus rewards on AT&T service as well as an interestingly broad category of “retail websites”. However, that $95 annual fee is rather high unless you spend $10,000 annually on the card and get the 10,000 ThankYou point anniversary bonus to offset it.

“Disclaimer: This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program.”

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