0 down phones with bad credit

NO Credit Check | Bad Credit | No Credit | $0 Down | Cell Phone | Monthly Unlimited Plans | Verizon Wireless + AT&T | Nationwide Coverage

Breaking news from by A P E X GLOBAL WIRELESS/ in No Credit Check,bad credit financing,no money down loans,free cell phones,no contract cell phone plan,prepaid mobile,90 days same as cash,Bad Credit Credit Cards, e-Commerce.

Coming soon (January 15, 2013) A P E X GLOBAL WIRELESS is proud to announce it’s No Credit Check, Bad Credit, Cell Phone, Flex-PAY up to 6-months (180 Days) start up assistance option..

We realize not everyone can pay full retail price for a cell phone, expesive auto repairs or furniture all at once in one lump sum. Because of this we’ve developed our payment plan system with you in mind. Offering you the advantage of “Buy it Now, Use it Now but Pay for it Later” option with No Credit Check. This is better than layaway and this is not a high interest pay-day-loan.

If you have no credit, bad credit, bankruptcy… whatever your credit situation is… you can qualify for up to $1,500 of instant credit with NO Credit Check.

Our Flex-Pay program is a No Credit Check alternative financing option that offers our customers the opportunity to purchase the cell phone or smartphone and monthly plan services of their choice at a scheduled budget friendly payment amount.

Our unique program is offered online by us for electronics/cell phones as well as in furniture stores, auto repair shops, pet stores, jewelry stores, and other retail locations nationwide. If you have no credit, bad credit, bankruptcy… whatever your credit situation is… you can qualify for up to $1,500 of instant credit with NO Credit Check.

Flex-Pay was created to be a mutual benefit to the consumer. Our flexible approval process examines several criteria benefiting customers who can afford to make a purchase. Flex-Pay doesn’t replace traditional lending. It augments it by setting a viable NO CREDIT CHECK standard for payment worthiness and creating a plan that fits within the customer’s budget plus,

– No Credit Check Requirement

– Rebuild Your Credit •No $300, 500, 800+ Security Deposits as Verizon, Sprint, AT&T and T-Mobile will charge to get a contract cell phone because you have damaged credit

– Automated Repayment System

– No Penalty for Early Balance Pay-off

What are the qualifications?

•Applicants must be a minimum of 18 years of age •You will need a Government Issued ID such as a Drivers License or State ID •Must be employed for 6-months or have an on-going stream of income •Must have a valid personal checking account open in your name with minimum $500 deposit monthly. Account must be opened with transaction activity for 3 months minimum. •No NSF’s or overdrafts the past 30-days

If you can say yes to the questions above then Your’re Approved! Its that simple. Just go to www.apexglobalwireless.com then click on APPLY NOW and fill out our quick online application.

No Credit Check – 100% Risk Free – Satisfaction Guaranteed

No Credit Check | Bad Credit | No Credit | $0 Down | Cell Phones | Monthly Unlimited Plan by A P E X GLOBAL WIRELESS is filed under

4 Ways to Get a Cell Phone Plan With No Credit Check

0 down phones with bad credit

Cell phones have practically become an extension of our bodies — they’re our phones, computers, cameras, watches, alarm clocks, game systems and more. But getting one can be difficult if you don’t have credit.

Carriers want to avoid customers racking up huge bills and then not paying them. To this end, many major cell phone companies will check your credit to evaluate your financial responsibility and ability to pay each month.

If you have bad credit or no credit history, you may have to jump through some extra hoops, but you can get a cell phone with no credit check.

Prepaid cell phone plans don’t require a credit check. That’s because you pay in advance for your service, usually on a monthly basis, so there’s no risk for the cell phone provider. The four major carriers — Verizon, AT&T, Sprint and T-Mobile — offer prepaid plans, often for less than their traditional plans.

There are also carriers that offer only prepaid service, including Cricket Wireless, Boost Mobile, Straight Talk Wireless and Virgin Mobile, among others. These carriers offer cheap plans with no contract and no credit check. Many are owned by a larger carrier like AT&T and often operate on the same networks as the major carriers, yet manage to offer plans for a lower price.

Consider the plans listed below, which are monthly plans with unlimited minutes and text messages, unless otherwise noted. Any data included with the package is listed in parentheses. The table compares monthly plans only; it does not include pay-as-you-go plans, such as Tracfone airtime cards, which let you add more minutes or data as you need them.

One downside: Because there is no commitment with a prepaid plan, you can’t pay for your phone in installments like you would with a traditional plan. The price can range from less than $1 to more than $500, depending on the phone you choose. But you may be able to avoid the upfront cost of a new phone by using your existing one.

Most carriers offer family cell phone plans, and some let you have as many as 10 lines on one plan. Although the main account holder must pass a credit check to establish service, those using the additional lines do not. The main account holder is also the one ultimately responsible if you don’t pay your bill, so take care not to miss any payments.

If you do join a family plan, you won’t just bypass a credit check, you may also save some money. Traditional individual plans start at $40 to $50, depending on the carrier, but a family plan split four ways can run as low as $25 per person, before taxes, fees and add-ons like insurance.

You can often get a cell phone plan with no credit history if you first pay a deposit. Deposit amounts will vary based on the carrier and your credit score, but they could run up to several hundreds of dollars. And deposits are generally per line, so if you want multiple phones on your account you will pay multiple deposits. Most carriers will refund your deposit after a year if you consistently pay your bill on time.

Similar to getting a personal loan with bad credit, you can often get a cell phone plan with bad or no credit if you have a co-signer with good credit. Unlike a personal loan, however, the account would be in the co-signer’s name, meaning that person is on the hook if you don’t pay your bill.

The co-signer can eventually move the account into your name. Most carriers will run your credit when you do so, but that doesn’t mean you’ll have to pay a deposit. With T-Mobile, for example, you can usually move the account into your name after 60 days. Although the carrier will check your credit, it won’t require a deposit because the account is already open. Just keep in mind that each carrier handles this differently.

A prepaid plan is often your best bet if you want a cell phone plan but have no credit or bad credit. If the upfront expense of a phone is too much, though, try joining a family plan. That way you can share the plan cost while you work to build your credit enough so you can venture out on your own plan.

NerdWallet has partnered with BillShark, a company that can help save you money by negotiating your bills for you. If BillShark determines that you’re already getting the best rates, there’s no cost to you.

This post has been updated. It was originally published Dec. 22, 2014.

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