1 month car insurance

1 month car insurance

1 month car insurance

1 month car insurance

You need to insure a car for a month? No problem. Short-term insurance like this is now well established in the UK. So, you can have the peace of mind of knowing that you can benefit from the modern way of buying insurance which has already helped hundreds of thousands of British motorists to save money by buying cover for just the length of time that you really want it for. You can save time and effort by getting quotes within a minute or so via a quick and simple online form, and when you buy your policy you can have instant cover if you wish, making it ideal for those little emergencies that crop up from time to time when you need to insure a vehicle at short notice.

What sort of car can I insure?

It doesn't matter whether you own the car that you are going to insure or not, provided that you have the permission of the owner. It must of course be roadworthy, taxed and MOT'd (unless you're taking it to an MOT station for a test, and you have a confirmed appointment there) and it will have to be on the insurers' approved list, which usually covers the majority of cars on British roads. It must be registered and kept in the UK, unmodified (excluding modifications for a disabled driver, or conversion to LPG) and it should have no more than seven seats. These are the main conditions, and you should check the policy details of the insurer you intend to deal with to make certain that your car complies with any others.

How long can I insure a car for?

Any number of days, from one single day to 4 weeks.

Are there restrictions on drivers?

Drivers should be over the age of 20 and under the age of 75. Apart from this the stipulations are the same as with any other car insurance; a reasonable driving record will be expected and a full driving licence should have been held for a minimum of a year. If in any doubt should get a quotation; it only takes a moment or 2 to find out whether or not you would be accepted, and what the premium would be.

These policies are designed for temporary use only so it would not be an economical proposition to take one out every month instead of buying a conventional yearly policy! However they can save you a great deal of money if you only require cover for the odd month or two.

Do the insurance details appear on the MID?

Certainly, the details are passed onto the Motor Insurance Database within 24 hours or so of your taking out a policy and in the meanwhile you would be given a link to access all necessary documentation including the all important insurance certificate. You could save this link on your smart phone or print out your certificate just to be on the safe side; it often takes a couple of days or even slightly more at busy times for the MID to be updated so it may be useful to carry proof that you are insured just in case you need to produce it.

What type of cover is available?

Comprehensive cover is provided for driving within the UK. If you wish to drive in Europe you would automatically be given the the minimum legal cover for any other EEC country you drove through but this could be upgraded to comprehensive cover for an extra premium if you wished. You can also purchase roadside assistance, to cover the UK or the EEC as another optional extra.

Find and Compare the Best One Month Car Insurance Plans with Help Online

You may think of buying a low cost 1 month car insurance policy if you are considering borrowing a vehicle from your friend or relative or planning to get one on rent for going out of town for business related work or learning how to drive a car. Such a proposition could enable you to get adequately covered for any unforeseen eventuality while you are on road. We can help you to locate companies which offer cheap car insurance for one month online through a simple, easy and hassle-free process.

Besides, with our specialist guidance, you can secure the following benefits:

  • Get a temporary or short term auto insurance cover for a period ranging from 1 to 28 days.
  • Save lot of time, energy and money during your overall effort to get a policy that fits your budget.
  • The short term car insurance policies secured through us, will not impact no claims bonus on existing or main vehicle insurance coverage.
  • Possible to buy full or comprehensive car insurance cover at the most affordable premium for business purposes.
  • Temporary or short term car coverage is inclusive of uninsured loss recoveries.
  • Other options include cost-free roadside assistance and coverage for temporary breakdown.

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Here’s How Short Term or Temporary Month to Month Car Insurance Works

As mentioned earlier, a one month auto insurance policy grants coverage for a period ranging from 1 to 28 days. Although this type of car covers are comprehensive, options like third party coverage, fire and theft cover, etc. are available.

Nevertheless, car insurance one month cover cannot be a substitute for an annual car policy. Hence, there are restrictions on the number of policies that a driver can buy during 1 year time frame. The insurer reserves the right to extend coverage.

However, a 1 month auto insurance cover can be purchased over and above your annual vehicle insurance policy if you are borrowing cars to go out during weekends.

Some Situations for Which You Can Get a Cheap Car Insurance for 1 Month

  • For borrowing or hiring a car
  • To deliver or collect vehicles
  • Drive a new car home from nearby dealership
  • To test drive a new car model
  • To drive a substitute car while your car is in garage
  • For going out on a long drive with one of your friends
  • For occasionally driving a second car which is a classic or sports car
  • If you are young driver who uses parent’s vehicle on certain occasions
  • You need a vehicle for some sort of an emergency

1 month car insurance

Who is Eligible for Buying a Cheap One Month Car Insurance Policy Online?

All Canada residents who are above 18 years in age could be eligible to apply for and get a 1 months car insurance policy. In addition, drivers must be able to give proof for having valid driver’s license when they are out to buy temporary car coverage of this type.

1 month car insurance

Know What a One Month Car Insurance Cover Secured Through us Can Offer

By securing a car insurance 1 month policy, you:

  • Get immediate coverage and enjoy peace of mind while on road.
  • Can buy car coverage for even a single day as well as for a 30 day time period.
  • Have option to purchase additional coverage for denting, scratches or alloy wheels.

Get Benefitted with a Low Cost Month to Month Car Insurance Policy Online

All month to month auto insurance policies provide high degree of flexibility as far as payment of premium is concerned and additionally, you also have the chance to switch over to a new insurer at the end of the month. You can secure a favourable monthly premium payment plan in accordance with your financial situation if you are facing some money crunch for paying the annual premium amount upfront. Such type of car coverage is best suited for drivers who are test driving cars as it gives them to shift over to new insurers without any hassles at month end.

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1 month car insurance

1 month car insurance

Can you insure a car for just 6 months?

1 month car insuranceSo 6 months is all you need car insurance for. You could waste a lot of time trying to find a six month policy; we're not saying they don't exist but unlike in the USA where they are more common (but still not necessarily much cheaper) in the UK they can be even dearer than some yearly policies because of the old law of supply and demand. However you have some options: (1) buy month to month car insurance, or (2) buy a 12 month policy through a decent price comparison engine that gives you the latest special offers. If you get a decent discount it could well prove the cheapest option and many insurers will give you a much better price in the first year for switching to them. It often goes up substantially in subsequent years but you're unlikely to too bothered about that and if you still need cover you could always switch to another provider again. You could always cancel it after six months and you may get a partial refund but you'll have to read each insurer's small print very carefully.

Month to Month Car Insurance

This is a simple one; you get a quote for monthly insurance, which is fixed for the next eight months. You pay for the first month, and unless you cancel the policy within a certain time it is automatically renewed for another month. You can keep this going for anything up to eight months if you wish, after which the policy lapses automatically. You need to look at the cost of this carefully though, it is priced as a temporary policy and although it can be an economical proposition if you only need cover for a fairly short time you may find that it would have been cheaper to take out a conventional 12 month policy in the first place if you let it run for a long while.

Buy a 12 Months Policy And Cancel It.

Most insurance companies allow you to cancel a 12 month policy and they will refund you a proportion of the premium, less an administration fee, provided that you have not made a claim against the policy. Many of them will also allow you to pay monthly, subject to acceptance, as well. However, if you do pay monthly you enter into a contract to make the full 12 months' payments so you cannot just stop your payments when it suits you because the insurance company can, and probably will, chase you for the balance. So, even though you have made all the payments up to date and no longer need the cover you would still owe them money. To make things more complicated different insurers charge different cancellation fees too, so finding out what your cheapest option is will involve you in a bit of work. However if you use the right price comparison engine you can find out which policy is the cheapest to start with, and there is always a link to each insurer so that you can check on these charges.

So; you may find your best option for your six months cover will be to get a quote for a month to month policy, and then compare annual prices, monthly prices and cancellation charges. This may sound like a lot of trouble but it shouldn't take you more than an hour or so and perhaps you could save a lot of money.

Copyright Doreen Gray 2012 All Rights Reserved

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