Can i use amazon store card for other purchases

can i use amazon store card for other purchases

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Can I use AdMob in android apps published on Amazon Appstore?

It's a simple question, but I can't find an answer anywhere.. Can I use AdMob ads in my apps on Amazon Appstore? If not, what ad networks can I use?

AdMob is an ad network which supports (in this context) Android applications. the Amazon Appstore is merely another platform for developers to release their applications on.

So to answer you question briefly, YES, you can use the AdMob Api, integrate into your Android app and release it on the Amazon Appstore, or Appstore for that matter (naturally, the ones that support Android apps. ;-) )

Can i use amazon store card for other purchases

Can i use amazon store card for other purchasesAccording to research done by Consumer Intelligence Research Partners, there are now about 40 million US Amazon Prime members in the U.S., who each spend about $1,500 a year on average. Visa cardholders, who represent about 15% of US customers, spend even more than Prime members, possibly encouraged by the 3% rebate they earn on purchases.

The question is–with all the money they spend, can Rewards Visa Card members do even better than 3%? In this post, we explore many alternatives that offer more cash back, including one that Amazon introduced just in the past week.

To start with, let’s look at the basics of the Rewards Visa Card which is issued by Chase. It offers:

  • 3% back at
  • 2% back at gas stations, restaurants and drugstores
  • 1% back on all other purchases
  • No annual fee, no earning caps and no point expiration

Rewards are earned as points, which can be redeemed for purchases at, cash back, gift cards or travel.

This past week, Amazon updated its Store Card. Now, when you’re approved for the Store Card and are an Amazon Prime member, you will be instantly upgraded to the Amazon Prime Store Card, which offers the option of earning 5% cash back on all purchases.

The Amazon Store Card is issued by Synchrony Bank, formerly known as General Electric Bank, and has no annual fee.

Cardholders also have the option of receiving special financing on select purchases if they are willing to forgo the 5% cash back option. For example, on purchases of $149 or more, they can choose between either receiving 5% cash back or special financing for 6 months. On purchases of $599 or more, they can opt to receive 12 months of special financing. (See this page for full terms of these offers.)

A few important caveats on this card:

  • This is a store card and can only be used at As such, you won’t be afforded many of the typical features of a Visa or Mastercard, such as purchase protection. You are, however, protected from any unauthorized charges to your account.
  • The 5% cash back option is only available as long as you are an Amazon Prime member. According to the terms: “If you cease to be an Eligible Amazon Prime Member or your Amazon Prime Store Card account is not in good standing, you will not receive the 5% back benefit.”
  • Amazon may choose to replace the 5% statement credit with another 5% back rewards benefit at a later time. According to Amazon: “We reserve the right to discontinue or alter the terms of this benefit at any time and may replace the “5% back” statement credit benefit with a “5% back” rewards benefit that may be redeemed on as early as 2016.”

All that said, this is a good option for those who spend a lot on Amazon, as most other options that we will look at have caps on the amount of Amazon spending that are eligible for rebates, whereas the Amazon Store Card allows for unlimited cash back.

Sallie Mae, while best known as a student loan provider, also has an interesting credit card that is available to anyone. The Sallie Mae MasterCard earns:

  • 5% on on up to $250 in spending on groceries per month
  • 5% on up to $250 in spending on gas per month
  • 5% on up to $750 in spending on books per month and
  • 1% on everything else.

How is this relevant? It turns out that Amazon purchases, provided they are directly from Amazon and not a marketplace vendor, qualify for the 5% bonus. One workaround for marketplace purchases is to first buy an Amazon gift card, then use that to pay marketplace vendors. Using this workaround does have the downside that you’ll lose out on the protections and benefits, such as extended warranties, that you get when you make a purchase with a credit card.

Once you’ve earned 2,500 reward points, you can cash them out in the form of a $25 statement credit, have it applied to your eligible Sallie Mae student loan or redeem it as cash back in a Upromise account.

For those who spend less than $750/month at Amazon, this card is a nice option, especially since it offers 5% on both groceries and gas as well.

The US Bank Cash+ Visa Signature Card, along with the Sallie Mae Card, is another one of the cards that made our Best Cash Back Credit Cards list.

In a nutshell, the Cash+ card earns:

  • 5% on 2 categories you select each quarter (limited to the first $2,000 in net purchases each quarter for the 2 bonus categories)
  • 2% on either gas stations, grocery stores or restaurants, and
  • 1% on all other purchases

Of special note is that one of the 5% categories that you can select are bookstores. And fortunately, Amazon purchases indeed do qualify as bookstore purchases.

People with old versions of the Citi Forward card can also earn 5 points per dollar spent at Amazon, but that card is no longer available to new applicants.

Cards such as the Chase Freedom and Discover it offer quarterly rotating 5% categories, which typically once a year will cover purchases. For instance, during Q4 2014, the Chase Freedom card offered 5% cash back at and the Discover it card offered 5% on online purchases, which included Amazon. Note that the 5% bonus is limited to $1,500 in spending per quarter for both cards.

Finally, there is another option which requires more hassle. It involves using credit cards that earn 5% in certain categories and buying Amazon gift cards. For instance, the Chase Ink Plus earns 5 points per dollar spent on the first $50,000 spent in combined purchases at office supply stores, and on cellular phone, landline, internet and cable TV services each year. So, when you purchase Amazon gift cards from Staples or Office Depot, you’ll earn 5% back on the gift card purchase.

Similarly, if you have an Amex Blue Cash Preferred, you can earn 6% cash back at supermarkets on up to $6,000 per year in purchases, although it does carry an annual fee of $75. So, if your local grocery store carries Amazon gift cards, you can earn a 6% rebate by purchasing them on your Blue Cash Preferred card.

As was previously mentioned, in addition to the hassle involved, another disadvantage of buying discounted gift cards is that you will sacrifice any benefits that you would get from buying with a credit card, such as price protection or extended warranties.

Should I Apply for Amazon Credit Card? (2015.8 Updated)

Can i use amazon store card for other purchases

Does Amazon Rewards Visa Card / Amazon Store Credit Card Worth Applying?

Many people use Amazon a lot for online shopping. When checking out at, you will often see a pop-up ad of Amazon co-branded credit cards, saying you can get some discount just by clicking that button. Many friends ask us about whether they should apply for Amazon co-branded credit cards. Our simple answer is: Not Recommended.

For those who are new to credit cards, we should tell you than Amazon co-branded credit card are also CREDIT CARD. When applying for a credit card, bank will pull your credit report from the credit bureau and leave a Hard Pull, whether you are approved or not. Every Hard Pull will lower your credit score, decreasing your chance to be approved when applying for credit cards in the future. Applying for a new card, even a card with no annual fee, is not free of cost. So you should think twice before applying for a credit card: does this card worth a Hard Pull?

There are two Amazon co-branded credit cards:

  1. Rewards Visa Card: $70 sign-up bonus, 3% cash back at Amazon, 2% cash back at restaurants, gas stations and drug stores, 1% cash back on everything else, no annual fee, issued by Chase.
  2. Store Card: $20 sign-up bonus, 5% cash back at Amazon, no annual fee, issued by Synchrony Bank.

Why we recommend NOT to apply for them? The reason is that neither sign-up bonus nor the reward rate of these two cards worth a Hard Pull.

On the one hand, as you can see in Best Credit Card Sign-Up Bonus, top credit card sign-up bonus can be as much as $900. Even for credit cards with no annual fee, sign-up bonus could still worth a lot more, like Citi ThankYou Preferred whose highest sign-up bonus worth up to $480. Therefore, a conservative valuation of a Hard Pull can be $300 or more. Those cards with a significantly lower sign-up bonus does not worth applying purely for the sign-up bonus.

On the other hand, Amazon credit cards do not have impressive rewards rate, even for Amazon purchases. Citi Forward (no longer accept new application), for example, earns 5x TYP on dining, entertainment and Amazon while having no annual fee, which worth about 8% cash back. Beside, Sallie Mae (SM) earns 5% cash back on grocery, gas and Amazon while having no annual fee, either. Although 5% cash back of Sallie Mae (SM) is limited to first $750 purchases on Amazon per month, it is still more than enough for most people. Actually, there are a variety of other ways to get high cash back at Amazon, but we are not going to go through them since this article is for beginners.

In addition to Amazon purchases, Amazon credit cards have much worse rewards rate on daily spendings compared to credit cards we talked about in Best Rewards Credit Cards For Everyday Use.

In conclusion, we do NOT recommend you to apply for Amazon credit cards.

Amazon Prime Credit Card review: Everything you need to know

Can i use amazon store card for other purchases

  • If the provider quotes a different rate to the one above please let us know

If you’re a Prime Member or spend at least $2,000 a year at, this card is 100% worth your time.

If you’re like me, Amazon is the warden of your online shopping habits.

I don’t just buy books there — I buy greeting cards, clothing, furniture, kitchenware, luggage and dog food. I stock my own fridge with Prime Now groceries. New hobbies like calligraphy and rock climbing have been entirely sourced by that Sleepless in Seattle company.

As a loyal customer for seven years and a Prime junkie, what took me so long to get the Amazon Prime credit card? Up until a few weeks ago I never really considered it. I saw the enticing checkout offers — Save $70 with the Amazon Prime credit card! — and breezed by them. I’m wary when a financial product, no matter how shiny, is hawked in my direction.

Can i use amazon store card for other purchases

Then I applied. It was an impulse spend: I didn’t calculate my monthly Amazon expenses or the savings I’d accrue. I didn’t even do much research beyond seeing the 5% cash back and thinking: That must be a better deal than what my current credit card offers, right?

Only afterward did I crunch the numbers. If you’re pressed for time, the TL;DR version is simple:

The Amazon Prime Credit Card is saving me money, and it can save you money too. If you’re a Prime member, it’s a no-brainer. If you’re not a Prime member but spend at least $2,000 a year on, you’ll cover the $99В Prime price tag and get the perks of a Prime membership — free two-day shipping, Prime Video and Prime Music — to boot.

If you’ve got a little more time to spend, here’s everything you need to know about the Amazon Prime Visa Credit Card, from the basic card details, to the competition, to reviews around the web, to the application process, to seeing how much you’ve spent onВ Amazon by exporting your ordersВ toВ do your own cost analysis.

Alexa, play “Ride of the Valkyries.”

What had me at hello was the uncapped 5% cash back on Amazon orders. We’ll lead with that, but there are plenty of other perks to consider — like the instant $70 signup bonus.

  • Uncapped 5% back on all purchases (for Prime members).
  • $70 Amazon gift card instantly on approval.
  • 2% cash back at restaurants, gas stations and drugstores and 1% on all other purchases.
  • Rewards never expire and are redeemable on a near infinite array of products.
  • No foreign transaction fees.
  • No annual fee.
  • Zero fraud liability.
  • Travel and purchase protections, as well as 24/7 concierge service, through Visa Signature.
  • Let’s not forget about style: While most store-branded cards are plastic, the Amazon Prime Credit Card is metal.
  • If you use Amazon star ratings as shorthand for quality, the Amazon Prime Credit Card has nearly 25,000 reviews with an average rating of 4.3 out of 5.

  1. Of course, the “no annual credit card fee” assumes you’re already an Amazon Prime member — a $99 yearly price tag. If you order a lot from Amazon, the Prime membership pays for itself. If you don’t order a lot from Amazon, you probably don’t need to consider the credit card.
  2. “Cash back” isn’t exactly cash back until you hit 2,000 points. You can redeem your points anytime for eligible purchases at or wait until you hit at least 2,000 points to redeem for cash, which can be electronically deposited into your checking or savings account.
  3. Amazon has partnered with Chase, so you’ll use Chase’s online portal to manage just about everything: your payments, customer service, rewards, etc.

Does the 5% cash back work with Zappos, Audible or Prime Now?

Unfortunately, no. The 5% cash back applies only to purchases. While markets like Audible, Zappos, Prime Now, Prime Music and others are technically Amazon-owned, they don’t run on I was especially peeved to find that my Prime Now purchases weren’t eligible, something Amazon should strongly consider.

I reached out to Chase customer service to confirm.

The Amazon Prime Credit Card’s 5% cash back applies to:

  • Annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account)
  • Amazon Prime Fresh
  • Amazon Family
  • Amazon Prime Student
  • Trial memberships of Amazon Prime

The Amazon Prime Credit Card’s 5% cash back does not apply to:

  • Merchants using Pay with Amazon
  • Purchases made at international Amazon retail sites — includingВ,,, and
  • Any other website operated by Amazon, in Amazon’s sole discretion

Definitely keep this in mind when you calculate your expenses to see if the Amazon Prime Credit Card is worth it for you. Speaking of which …

So here’s what I did belatedly to see if I made the right choice with the Prime Credit Card. First, I exported my Amazon orders dating back to January 2016. Here’s how to export Amazon orders, if you aren’t familiar. I calculated my monthly expenses and organized them in a spreadsheet. Then I just ran a simple equation — 0.05 x 2016 expenses — to see how much I would have saved in 2016.

Amazon Prime members spend on average $1,100 per year. I share my Amazon account with my wife, and we nearly tripled that number in 2016. We spent $3,037, which means we would have saved $150 using the Amazon Prime Credit Card. Combined with the $70 bonus, that’s a savings of $220 the first year and $150 after that. That pays for my $99 Amazon Prime subscription (which is already saving me money with its own benefits) with savings to spare.

If Amazon included Prime Now in its 5% cash back offerings, my spending in 2016 would have jumped from $3,037 to $4,953, and my savings would have jumped from $150 to $230 — a $300 savings the first year with the $70 signup bonus. Their failure to include Prime Now (and other Amazon marketplaces) prevents this good credit card deal from being a great one.

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