- 1 Chase Slate® Review: Balance Transfers With No Intro Fee
- 1.1 Best Credit Card Signup Bonuses: What You Need To Know
- 1.1.1 Ink Business Preferred Card from Chase: 80,000 Ultimate Rewards Points
- 1.1.2 Chase Sapphire Preferred: 55,000 Ultimate Rewards Points
- 1.1.3 Citi / AAdvantage Platinum World Elite MasterCard: 50,000 AAdvantage Miles
- 1.1.4 Hilton Honors Surpass Card from American Express: 100,000 Hilton Points
- 1.1.5 Barclaycard Arrival Plus World Elite MasterCard: 50,000 Points
- 1.2 Summary of the Best Credit Cards for Signup Bonuses in August 2017:
- 1.1 Best Credit Card Signup Bonuses: What You Need To Know
Chase Slate® Review: Balance Transfers With No Intro Fee
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Editor's note: This offer is currently unavailable.
Although the ultimate solution to eliminating credit card interest is paying off your debt, there is an interim strategy that can eliminate interest charges. Promotional financing offers common on many credit cards can allow new cardholders to transfer their balance from an existing card to the new one, which can offer interest-free financing for a period of 6-18 months. The Chase Slate® Card offers 0% intro APR for 15 months on both new purchases and balance transfers. With no balance transfer fees for transfers made within 60 days, and no annual fee, the card can be a powerful tool for eliminating debt.
Once approved for the Slate card, customers have 60 days in which to execute the promotional balance transfer. In effect, you are asking Chase to pay off your old credit card's balance and apply that amount to your new Slate card. Just note that the old balance must be on a card that is not from Chase.
Most cards require an additional 3% balance transfer fee. So this is clearly one of the best balance transfer offer on the market since it offers a 0% intro period, $0 balance transfer fee, and $0 annual fee. In addition, new purchases can also be made interest-free for a period of 15 months. Always keep in mind that you will still have to make a monthly minimum payment, and you will still have to pay off all charges within 15 months in order to avoid interest. (See also: When to Do a Balance Transfer to Pay Off Credit Card Debt)
This card includes access to your FICO® Score, as well as the Chase Slate Credit Dashboard for accessing and viewing helpful credit information. (See also: Credit Cards With Free Credit Scores)
- $0 Annual Fee
- 0% Intro APR for 15 months for purchases and balance transfers. After that, a variable APR of 15.74%-24.49%
- $0 Balance Transfer Fee for transfers made within the first 60 days of account opening. After that, 5% or $5, whichever is greater.
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
No intro fee on balance transfers. With 15 months of 0% intro APR on your existing balance and no balance transfer fee for transfers made during the first 60 days, you will not find this offer anywhere else. (See also: Best Credit Cards Without Balance Transfer Fees)
Promotional financing on new purchases. New transactions are also interest-free for 15 months.
No annual fee. Don't add unneccessary expenses when you're trying to pay down debt.
No rewards. There is no sign-up bonus offer, and there are no spending rewards for this card. (See also: Best Cash Back Credit Cards)
Foreign transaction fees. For all transactions processed outside of the United States, this card charges a foreign transaction fee of 3% of each transaction in U.S. dollars. (See also: Credit Cards Without Foreign Transaction Fees)
If you have credit card debt, your number one priority should be to pay it off. The Chase Slate card helps you to do that by offering a 0% introductory APR for the first 15 months on both new purchase and balance transfers with no balance transfer fee for transfers made within the first 60 days of opening the account. With these features, the Slate card can be an important part of paying off and eliminating credit card debt.
Here is a current list of our top five favorite credit card signup bonus offers. Consider all of of these to be highly recommended. If you’re new, I realize that it can be scary to apply for any credit card, but if you are diligent about paying your bills on time and in full, the rewards are endless.
These will be updated regularly as offers come and go. Please comment at bottom with news, questions or issues.
Best Credit Card Signup Bonuses: What You Need To Know
Ink Business Preferred Card from Chase: 80,000 Ultimate Rewards Points
Earn 80,000 Ultimate Rewards points with the Ink Business Preferred Card from Chase when you spend $5,000 in the first three months of card membership. This card comes with some great spending bonuses, like 3 points per dollar spent on the first $150,000 in travel, shipping services, social media advertising, and internet, cable and phone services. Once you have your points, you can transfer to over a dozen transfer partners at a 1:1 ratio, like Hyatt, Marriott, Southwest Airlines, United Airlines and British Airlines. Our travel editor Mark recently used some of his Ultimate Rewards points to take a $20,000 vacation to Australia for next to nothing.
Value: 2.2 cents per point, or $1,760 for the sign up bonus. $95 annual fee.
Chase Sapphire Preferred: 55,000 Ultimate Rewards Points
Earn 50,000 Ultimate Rewards points with the Chase Sapphire Preferred credit card. You'll earn 50,000 points after spending $4,000 in three months. This card comes with some good spending bonuses, like 2 points per dollar spent on all travel and dining. These transfer to the standard Ultimate Rewards partners like Hyatt and United. While this card won't give you as many travel perks as its big brother, the Reserve card, you will still enjoy trip protection insurance, as well as waived foreign transaction fees.
Value: 2.2 cents per point, or $1,100 for the sign up bonus. $0 annual fee the first year, then $95.
Earn 100,000 Avios with the Chase British Airways credit card when you spend $20,000 in your first three months of card membership. You'll earn 50,000 Avios with $3,000 in spend in three months, an additional 25,000 Avios with $10,000 total spend in a calendar year, and then a further 25,000 with another $10,000 in spend in a calendar year. We love British Airways Avios- they're one of our favorite currencies to use for short-haul flights on their partners like American Airlines.
Value: 1.5 cents per point, or $1,500 for the sign up bonus. $95 annual fee.
Citi / AAdvantage Platinum World Elite MasterCard: 50,000 AAdvantage Miles
Earn 50,000 AAdvantage Miles with the Citi / AAdvantage Platinum World Elite MasterCard when you spend $3,000 in purchases in the first three months of account opening. You'll also get Group 4 boarding (this is under American's revamped boarding group policy going into effect March 1st), 25% off in-flight purchases, a free checked bag, and 10% of your redeemed miles back, up to 10,000 miles. Our travel editor Mark redeems over 100,000 miles a year with American, so that rebate of 10,000 miles is worth $150 to him.
Value: 1.5 cents per mile, or $750 for the sign up bonus. $0 annual fee the first year, then $95.
Hilton Honors Surpass Card from American Express: 100,000 Hilton Points
Earn 100,000 Hilton Points with the Hilton Honors Surpass Card from American Express. You'll earn 100,000 miles after spending $3,000 in three months. Plus, you'll earn 12 points per dollar on Hilton purchases, 6 points per dollar on gas and groceries, and 3 points per dollar on everything else. Even cooler, on your first account anniversary year, you'll earn a free weekend night at any Hilton worldwide! You'll get automatic Gold Status for having the card, and earn Diamond status for spending $40,000 per calendar year.
Value: 0.5 cents per mile, or $500 for the sign up bonus. $75 annual fee.
Earn 75,000 ThankYou points with the Citi Prestige Card spending $7,500 in the first three months of card membership. This card has been gutted of many of its benefits over the past year, but our travel editor Mark has decided to keep it in his wallet for one key benefit: a fourth night free on any four-night reservation booked through their travel agency. There is no limit to the room rate on that fourth night, so it can really save you some money on splurge trips like honeymoons or anniversaries. Other benefits include spending bonuses like 3 points per dollar on travel, 2 points per dollar on dining, and 1 point per dollar on everything else. You'll also be able to redeem with 14 different travel partners, like Air France, Cathay Pacific, and Hilton Hotels.
Value: $900 in airfare for the sign up bonus. $450 Annual Fee.
Barclaycard Arrival Plus World Elite MasterCard: 50,000 Points
Earn 50,000 points with the Barclaycard Arrival Plus World Elite MasterCard after spending $3,000 in three months, which is worth $500 when you use it for travel expenses. Spending bonuses include 2 points per dollar on all purchases. Our travel editor Mark likes this card for its flexibility in redemptions – you can purchase any hotel or flight you'd like, and use your points against that. Plus, you get 5% of your redeemed miles back. We recommend using the card for travel expenses like theme park tickets.
Value: 1.05 cents per point, or $750 for the sign up bonus. $0 annual fee the first year, then $89.
Summary of the Best Credit Cards for Signup Bonuses in August 2017:
Learn more about how you can get the most out of your credit card bonuses: